PaymentsJournal
Latest Episodes
Bringing Collaboration to the Dispute Process: Mastercard’s Approach to Fixing Chargebacks
With the rise of ecommerce and the emergence of new payment technologies, the legacy dispute process is badly outdated. Chargebacks are proliferating, costing merchants and issuers considerable time and money to process and resolve. Likewise,
Stay Ahead of the Fraudsters with gIDENTIFY Persistent Monitoring
The digital revolution has enhanced how we shop, pay our phone bill or purchase a home. But it comes with a downside: people’s personally identifiable information (PII) is increasingly being compromised in data breaches then used by criminals to take o...
Unpacking the ACH Network’s Significant Growth
As a payment system that universally connects all U.S. bank accounts, the ACH Network supports a tremendous amount of transactions. Between Same Day ACH and core ACH payments, the transaction volume on the ACH rails has been steadily rising.
Is the Traditional ISO Model Outdated?
This is a transcription of an interview between PaymentsJournal and Nicky Koopman, Senior Vice President of Content & Value Added Services at AEVI, at the Money 20/20 event: PaymentsJournal Welcome to the PaymentsJournal podcast.
The Evolution of Hackers and Payments
The following is a transcript of an interview between PaymentsJournal and Tia Ilori, VISA’s Senior Director of Global Fraud and Breach Investigations, at the Money 20/20 event: PaymentsJournal Welcome to the PaymentsJournal podcast.
Hey Issuers, Big Tech Is Coming. Here’s How to Compete
First Apple revolutionized the personal computer industry with the iMac. Then Apple redefined the cellphone industry with the release of the iPhone. Now, Apple has set its sight on the payments industry. The tech giant released its first credit card—th...
Mastercard and Apple Taking on a Digital First Approach to Payments
The following is a transcript of the podcast episode between Jorn Lambert, EVP, Digital Solutions at Mastercard and Ryan McEndarfer, Editor-in-chief at PaymentsJournal.com. During the conversation Jorn and Ryan cover the following: An overview of the a...
A Credit Union’s Guide to 3D Secure 2.0
Unlike a rose, 3D Secure by any other name might not smell as sweet. Verified by VISA (VBV), Mastercard SecureCode, American Express SafeKey, Discover ProtectBuy, Secure Online Transactions (SOT), EMV 3-D Secure,
Data Monetization 101: A Road Map to Safe Data Monetization
Who doesn’t like to get more out of what they’ve already got? Organizations already collect tons of data about consumer usage and transactions, yet many – if not most – are using only part of that data, or are leaving additional benefits on the table.
How 3D Secure 2.0 Is Set to Be a Game Changer
Peter Caiazzi, Managing Director of TAS USA was commuting by train to a remote office for three years. He would purchase his train ticket, not at the station, but online – totaling up to around 100 transactions per year.