PaymentsJournal
Latest Episodes
Leading the FI Pack with Earned Wage Access
The market for financial services has never been more competitive. Digital banks, neobanks, challenger banks—even merchants like Walmart, groceries, and drugstores—and other fintechs are all offering
Pivoting the Payments Industry with Disruptive Omni-Channel Solutions
Merchant services are riding a wave of innovation. For many years, the broadest distribution channel for merchant services was the independent sales agent. Merchants relied on their personal relations
Why Partnering with an Agile Payment Processor Is the Smart Move
Payment processing is an essential part of any business. Forward-thinking merchants are pursuing omnichannel experiences that will yield the highest number of conversions in the most efficient way. Ho
Secure and Transparent Data Portability with Open Finance
Over the last two years, the world has seen a massive wave of digitalization. Data sharing and data privacy have taken on greater importance, and data portability has become paramount to managing pers
BNPL for B2B: Exploring Business Financing Options
To build an e-commerce experience that will attract and retain B2B buyers, it is imperative that merchants make sure the experience dovetails with all sales channels and that they provide their custom
Multi-Layered Fraud Protection for All Merchants
Fraud is always evolving. As the payments industry grows and changes, so also do the tactics used by fraudsters to steal money. Whether in person or online, merchants must take a firm stance on fraud
Strategic Cash Flow Forecasting for SMBs
One of the most important elements of a business is not always talked about consistently and directly: cash flow management. Historically, it has been very complicated for smaller companies to forecas
Driving Accountholder Adoption of Mobile Check Deposits
Over the last few years, mobile banking with financial institutions across the country has soared as consumers happily embrace the shift to digital. It is important for both banks and credits unions t
Omnichannel Payments Lead to Improved CX
Omnichannel payments and customer experience go hand in hand. If developing great customer experiences is the goal, omnichannel payments are the solution. Customers want to transact with whatever meth
Bills, Bills, Bills: Consumers Want Flexibility and Speed
The bill pay industry is often overlooked, which is surprising given that bills are omnipresent for all adult consumers. Thankfully, organizations like BillGO are paying close attention to how consume