PaymentsJournal

PaymentsJournal


Latest Episodes

Leading the FI Pack with Earned Wage Access 
June 06, 2022

The market for financial services has never been more competitive. Digital banks, neobanks, challenger banks—even merchants like Walmart, groceries, and drugstores—and other fintechs are all offering

Pivoting the Payments Industry with Disruptive Omni-Channel Solutions 
June 01, 2022

Merchant services are riding a wave of innovation. For many years, the broadest distribution channel for merchant services was the independent sales agent. Merchants relied on their personal relations

Why Partnering with an Agile Payment Processor Is the Smart Move 
May 24, 2022

Payment processing is an essential part of any business. Forward-thinking merchants are pursuing omnichannel experiences that will yield the highest number of conversions in the most efficient way. Ho

Secure and Transparent Data Portability with Open Finance
May 23, 2022

Over the last two years, the world has seen a massive wave of digitalization. Data sharing and data privacy have taken on greater importance, and data portability has become paramount to managing pers

BNPL for B2B: Exploring Business Financing Options  
May 20, 2022

To build an e-commerce experience that will attract and retain B2B buyers, it is imperative that merchants make sure the experience dovetails with all sales channels and that they provide their custom

Multi-Layered Fraud Protection for All Merchants 
May 19, 2022

Fraud is always evolving. As the payments industry grows and changes, so also do the tactics used by fraudsters to steal money. Whether in person or online, merchants must take a firm stance on fraud

Strategic Cash Flow Forecasting for SMBs 
May 18, 2022

One of the most important elements of a business is not always talked about consistently and directly: cash flow management. Historically, it has been very complicated for smaller companies to forecas

Driving Accountholder Adoption of Mobile Check Deposits 
May 10, 2022

Over the last few years, mobile banking with financial institutions across the country has soared as consumers happily embrace the shift to digital. It is important for both banks and credits unions t

Omnichannel Payments Lead to Improved CX 
May 06, 2022

Omnichannel payments and customer experience go hand in hand. If developing great customer experiences is the goal, omnichannel payments are the solution. Customers want to transact with whatever meth

Bills, Bills, Bills: Consumers Want Flexibility and Speed 
May 04, 2022

The bill pay industry is often overlooked, which is surprising given that bills are omnipresent for all adult consumers. Thankfully, organizations like BillGO are paying close attention to how consume