PaymentsJournal
Latest Episodes
Payment Processing’s Hidden Problems: Why it’s Time for Retailers to Switch to the Cloud
In the payments industry, data can be just as important as the payment transaction itself. The trick is having a payment processor that can collect data and present it to merchants in a way that offers to add value to not only them,
The Tale of Two Quarters: What Trends in the ACH Network Tell Us About the Economy
With a pandemic raging across America and the globe, daily life for billions of people has been disrupted. Everything from normal economic activity to routine social behavior has been forced to change, as societies around the world respond to the publi...
Understanding Customer Attitudes Is Hard. With Competitive Assessments, It Doesn’t Have to Be.
Understanding customer attitudes and where you stand in comparison to your competition is essential for any business. Having an accurate grasp of how customers, and potential customers, view your brand, products,
The Distinctions Between Faster Payments and Real-Time Payments
One of the most buzzed about trends in the payments industry is the rise of real-time and faster payment options. In recent years, more and more consumers and businesses have used novel payment methods to send and receive money faster than traditional ...
Businesses in Nearly Every Vertical Can Benefit from Payments Optimization
With the economy in a precarious and unprecedented situation due to the pandemic, many companies are reassessing their business strategies to adapt to the rapidly changing environment. For some merchants, this may entail bolstering their digital capabi...
Innovate Like a Startup: How Enterprise Companies Can Stay Nimble in a Changing World
When people think of innovation in the business world, startups–specifically technology companies–probably come to mind. This makes sense, as these businesses often use cutting edge technology and innovative business practices to disrupt the status quo...
Here’s What You Need to Know about the Prepaid Market in Canada
One of the most innovative and fastest growing segments of the Canadian payments industry is prepaid. Despite the rapid growth and striking innovation, the size of the market and number of companies involved has remained largely unexamined—until now.
Driving Gig Economy Innovation with a Digital Banking Platform
Payments innovation is no longer driven by huge banks with coast-to-coast branch networks but by smaller, entrepreneurial providers with the vision and passion to democratize payments and embed them into business operations. But how do these startups,
The Growing Trend of Digitization in Commercial Banking
Banking is a technology business at its very core. Other than the financial shocks and repercussions of the unprecedented COVID-19 pandemic, nothing has shaped the banking industry more in the past decade than developments in financial technology (fint...
Now is the Time for Fuel Merchants to Upgrade to EMV Card Acceptance
Even though the deadline was extended to April 17, 2021, many fuel merchants are unprepared to meet the upcoming EMV at the pump requirement. Those that don’t upgrade their fuel dispensers to an EMV reader before the deadline face costs and risks.