PaymentsJournal
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What Texans Credit Union Learned from Upgrading its General Ledger
When credit unions look for ways to improve service for their members, accounting systems may not be the first thing that comes to mind. But when Texans Credit Union upgraded its accounting platform,
Why More Merchants Are Centralizing Their Payments Infrastructure
As the technology behind payments processing accelerates, it's also reshaping how merchants need to think about the ways their customers pay. Increasingly, acquirers are discovering that by focusing o
Sorting the Scams: The Many Faces of Consumer-Engaged Fraud
A consumer purchases a product and receives exactly what was described. However, they experience buyers remorse and want to return it. Unsure if theyll be refunded, they falsely report the transacti
Turning Fraud Disputes Into a Win for Banks
Financial institutions are among the most trusted entities in the world. Consumers believe their banks act in their best interestsespecially when it comes to protecting them from fraud. They expect s
Unlocking Profit: How Data Mining Transforms Card Portfolio Strategies
One of the most important resources for any card portfolio manager is understanding cardholders spending patterns. This requires not just full access to data, but also the ability to interpret what t
A Fragmented Accounts Payable Process Is a Liability in More Ways Than One
At best, an inefficient accounts payable process can result in delayed payments or limited visibility into spending. At worst, it could lead to misrouted payments and an increased probability of fraud
Beyond Plastic: Why Digital Cards Are the Future
Digital cards saw a significant boost in adoption during the pandemic, initially driven by necessity. However, it quickly became clear that hygiene was just one of many benefitsand not even the most
What to Expect When Nacha’s Fraud Monitoring Rules Take Effect
When a financial institutions customer is tricked into sending a payment, there has often been little recourse for the victim. As credit push fraud becomes increasingly prevalentamplified by sophist
Don’t Just React to What’s Next in Payments—Anticipate It
For years, many businesses proclaimed they would never transition their payments to SaaS. Even as everything else moved to the cloud, financial professionals remained adamant that payment services and
How Embedded Payments Is Optimizing the Expense Management Process
Organizations routinely ask employees to take clients out to lunch or attend industry conferences. Yet the expense management process designed to support these essential functions is often manual, tim





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