PaymentsJournal

PaymentsJournal


Latest Episodes

We Speak Tech: How CFOs are Reinventing the Enterprise
June 11, 2024

In the past, the chief financial officers role has been somewhat relegated to the financial aspects of a business. Now, CFOs face a challenging array of responsibilities that include payments moderni

Where Will AI Take Data Analytics? The Sky Is the Limit
June 10, 2024

Organizations have faced the challenge of deriving insights from their data for a long time. Some enterprises have the ability and resources to do this, but others are far behind. Artificial intellige

A Powerful Nexus: The Present and Future of Instant Payments
June 06, 2024

Instant payments systems have gained traction in countries that had cash-based payments infrastructures. While services like FedNow and the RTP network have launched in the U.S., instant payments have

Making a Complex Payment Situation Simple for Your Customers
May 30, 2024

Organizations turn to fintechs for payment solutions that are as efficient and seamless as the transactions they facilitate. However, behind these smooth interfaces lies a labyrinth of challenges. Sec

Building Brand Advocacy Through Gift Card Programs
May 29, 2024

With gift card spend projected to reach $267.3 billion by 2028, its clear that gift cards are an influential force in the market. And the rise of digital gift cards, a trend that continues to gain m

A Single Source of Truth: Automation’s Impact on Payments Reconciliation
May 22, 2024

Reconciliation is an essential aspect of the accounting process that improves transparency, maximizes decision-making, and ensures regulatory compliance. However, many merchants and payments organizat

Getting the U.S Banking Market Ready for Instant Payments
May 21, 2024

The United States is a unique banking market, with more than 11,000 financial institutions and some of the most stringent regulations in the world.With the launch of FedNow last year, The Clearing Ho

Seasons of Fraud: How Fraud Patterns Shift Throughout the Year
May 15, 2024

The end-of-the-year flurry of holiday shopping is a classic example of business seasonality. As fraud professionals have long observed, fraud activity also follows seasonal patterns, with seasonal upt

The Clock Is Ticking on PCI DSS 4.0 Compliance: Is Your Business Ready?
May 09, 2024

Now that the Payment Card Industry Data Security Standard 4.0 has gone into effect, merchants have a year to conform to the 63 new or updated requirements. With many moving parts to the standard, some

The New Strategies Driving Digital Gift Cards
May 08, 2024

Though most people still refer to prepaid products as gift cards, that term has almost become a misnomer in todays payments industry. Prepaid cards do so much more than carry giftsnot just for consu