PaymentsJournal

PaymentsJournal


Latest Episodes

Beyond Checks: Why Prepaid Cards and Digital Payments Are the Smarter Choice
March 24, 2025

Many organizations still rely on paper checks, with no immediate plans to phase them out. However, one of the key issues with checks is that criminals favor them as well. Last years AFP Payments F

Down the Path to Full Payments Orchestration
March 19, 2025

Many businesses are familiar with payments optimization, which focuses on enhancing the outcome of individual transactions. However, the growing field of payments orchestration takes a broader approac

The Untapped Power of Payments Data in Bill Pay
March 18, 2025

E-commerce giants such as Amazon and Shopify use data to create highly personalized customer experiences. Yet, bill payment remains largely untouched by this transformation, leading to friction, highe

AI Has Become an Integral Part of Fraud Prevention—and Fraud Attacks
March 13, 2025

Just as organizations are implementing artificial intelligence and machine learning in novel ways, cybercriminals are continually looking to incorporate AI into their attacks. The disruptive technolog

Unifying Payment Credentials: Simplifying the Complexity of Payment Tokenization for Merchants
March 05, 2025

Imagine a world where payments are seamless, customer data is secure, and merchants can easily manage a multitude of payment options while still providing the best customer experience. Thats the goal

Item Processing Migration Success: A Client Case Study
March 04, 2025

Many financial institutions are feeling the urgency to make headway on payments modernization and digital transformation initiatives. However, all the factors involved in outsourcing an essential func

The True Costs of Poor Payment Experiences (And How Modern Technology Can Help)
March 03, 2025

For more than 15 years, PayNearMe has helped billers optimize the payment experience. In a PaymentsJournal podcast, John Minor, PayNearMes Chief Product Officer, joined Brian Riley, Co-Head of Paymen

Transforming Credit Unions: A Case Study
February 27, 2025

Last year, PSCU and Co-op Solutions combined and rebranded as Velera. As part of this transformation, Velera seized the opportunity to assess its product journey and modernize its products and solutio

The Growing Threat of Cyberwarfare from Nation-States
February 26, 2025

Back in 2011, a group of Iranian hackers launched a series of distributed denial-of-service (DDoS) attacks against nearly 50 U.S financial institutions. The attacks were alarming enough, disabling ban

Financial Institutions Can Be the Payments Hub That Small Businesses Need
February 25, 2025

Commercial solutions offered by banks have typically been tailored to larger corporations, with a one-size-fits-all approach that often doesnt meet the unique needs of small businesses. As a result,