PaymentsJournal

Latest Episodes
Beyond Checks: Why Prepaid Cards and Digital Payments Are the Smarter Choice
Many organizations still rely on paper checks, with no immediate plans to phase them out. However, one of the key issues with checks is that criminals favor them as well. Last years AFP Payments F
Down the Path to Full Payments Orchestration
Many businesses are familiar with payments optimization, which focuses on enhancing the outcome of individual transactions. However, the growing field of payments orchestration takes a broader approac
The Untapped Power of Payments Data in Bill Pay
E-commerce giants such as Amazon and Shopify use data to create highly personalized customer experiences. Yet, bill payment remains largely untouched by this transformation, leading to friction, highe
AI Has Become an Integral Part of Fraud Prevention—and Fraud Attacks
Just as organizations are implementing artificial intelligence and machine learning in novel ways, cybercriminals are continually looking to incorporate AI into their attacks. The disruptive technolog
Unifying Payment Credentials: Simplifying the Complexity of Payment Tokenization for Merchants
Imagine a world where payments are seamless, customer data is secure, and merchants can easily manage a multitude of payment options while still providing the best customer experience. Thats the goal
Item Processing Migration Success: A Client Case Study
Many financial institutions are feeling the urgency to make headway on payments modernization and digital transformation initiatives. However, all the factors involved in outsourcing an essential func
The True Costs of Poor Payment Experiences (And How Modern Technology Can Help)
For more than 15 years, PayNearMe has helped billers optimize the payment experience. In a PaymentsJournal podcast, John Minor, PayNearMes Chief Product Officer, joined Brian Riley, Co-Head of Paymen
Transforming Credit Unions: A Case Study
Last year, PSCU and Co-op Solutions combined and rebranded as Velera. As part of this transformation, Velera seized the opportunity to assess its product journey and modernize its products and solutio
The Growing Threat of Cyberwarfare from Nation-States
Back in 2011, a group of Iranian hackers launched a series of distributed denial-of-service (DDoS) attacks against nearly 50 U.S financial institutions. The attacks were alarming enough, disabling ban
Financial Institutions Can Be the Payments Hub That Small Businesses Need
Commercial solutions offered by banks have typically been tailored to larger corporations, with a one-size-fits-all approach that often doesnt meet the unique needs of small businesses. As a result,