PaymentsJournal

PaymentsJournal


Latest Episodes

Making the Most of the Recurring Payments Model
August 01, 2024

As a reliable revenue stream, recurring payments help both organizations and their consumers by giving them the option to set it and forget it. However, ensuring that these recurring payments run sm

A Competitive Differentiator: How Financial Institutions Can Leverage Bill Pay
July 30, 2024

Paying bills is an essential part of life, but its a task that has become increasingly complex. Because bills often come in various forms and require different payment types, it can be hard for consu

Nacha’s Upcoming Rules Take a New Approach to Fighting Fraud
July 25, 2024

Facing a continuing rise in fraud and fraud attempts against financial institutions, Nacha has announced new rules to help organizations mitigate these risks. These new rules will take time to impleme

Out of a Spy Novel: Mitigating Modern-Day Fraud
July 17, 2024

One of the most disturbing aspects of present-day fraud is just how prevalent it has become. Around 80% of respondents to an Association of Financial Professionals survey said they were victims of pay

The Competitive Advantages of Payments Data Consolidation
July 01, 2024

Payments data has become a crucial cornerstone for any company that processes transactions. Despite the availability of powerful analytics tools, many companies can't leverage the true potential of th

Cyber Risk Management for Children, Families: A Wealth Manager’s Role
June 27, 2024

Affluent families are increasingly targeted by criminals and financial advisors must take a more proactive stance to mitigate the cyberthreats, for both clients and their children. According to Javeli

Rapid Time to Value: Modernizing Business Payments
June 26, 2024

The payments industry has undergone more change in the past few years than it has in the preceding few decades. The rise of instant payments, the arrival of fintechs, the consumerization of payments,

Reinventing Currency Exchange for Global Travelers
June 25, 2024

After years of restrictions and uncertainties, people are eager to travel the world again, whether for leisure, business, or reconnecting with loved ones. As a result, international travel is getting

It’s a Gift: The Hidden Benefits of Prepaid Cards
June 24, 2024

In an era marked by rising inflation, prepaid cards have become more than mere financial tools. They are increasingly seen as strategic assets in managing the economic pressures felt by consumers and

In a Digital World, Credit Unions Find Their Footing
June 18, 2024

With the growing demand for immediacy and a seamless experience in personal finance, credit unions must keep up to remain competitive. While many of these institutions have remained competitive with l