PaymentsJournal

Latest Episodes
From Underdogs to Industry Leaders: How Vertical SaaS Powers Mid-Sized Firms
For mid-sized companies striving to compete with multinational giants, Vertical SaaS has become a game-changer, helping them bridge the gap in their software needs. One of the key factors driving this
Fear and Friction in Cross-Border Payments: The Alternative to Correspondent Banking
As digital connections have fostered a global community, the demand for cross-border payments has surged. And yet, the cross-border payments paradigmwhere correspondent and intermediary banks work wi
The Gift Card Boom—and What’s Driving It
For the 18th year running, gift cards topped wish lists as the most requested holiday presentsolidifying their role as a cornerstone of seasonal giving1. With more occasions to gift than ever before,
Driving Into Digital: How Modernized Payments Platforms Impact Fleet Management
When a driver misplaces their fleet card or uses it to fuel a personal vehicle, the consequences can be significant for the organization. Shifting to digital payments can help alleviate these pain poi
Playing Offense and Defense: Why Now Is the Time for Payments Modernization
Financial institutions have traditionally been risk-averse, relying on tried-and-tested products and services. However, transformative innovationssuch as real-time payment rails, artificial intellige
Boosting Revenue for Merchants by Optimizing Authorization Rates
A critical factor is often overlooked when focusing on improving the customer experience: ensuring payments go through successfully. A failed payment is more than simply a lost sale. It can lead to wi
The Connecting Thread: How PAR Values Can Mitigate Fraud and Supercharge Loyalty Programs
When customers make purchases using Apple Pay or Google Payor enter their card info at online checkouttheir sensitive data is protected by replacing it with a token. While this safeguards consumer p
Sports and Entertainment Venues Can Be a Proving Ground for Payments
A cursory survey of sports venues will reveal fields sponsored by Citi, Chase, PNC, and Truistjust within Major League Baseball alone. However, the connection between payments and the arenas and stad
The Future of Payment Cards: Metal, Personalization, and the Power of Design
Because digital payments offer such powerful use cases, many speculate that they will inevitably replace physical cards. However, this perspective overlooks several key factorsnot only are physical c
Reconciliation Isn’t Just for the Back-Office Anymore
Reconciliation has traditionally been seen as a back-office function, but modern technology has made it a priority. Automation, real-time data, and embedded finance solutions are transforming cash flo