PaymentsJournal
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Merging Loyalty and Gift Card Programs for an Optimal Holiday Shopping Season
With no relief from inflation in sight, consumers are bracing for an expensive holiday shopping season, especially with only 27 days between Thanksgiving and Christmas this year. To stretch their b
Filling the Gaps in Cash Flow Needs
Access to emergency funds provides peace of mind, especially when many people find themselves scrambling to cover expenses.Given the needs of younger consumers, liquidity and cash flow issues are bec
ISO 20022 Brings the Challenge of Standardization to Swift Participants
The upcoming conversion to ISO 20022 presents both challenges and opportunities for banks. It allows them to drive potential efficiencies by redesigning operational processes around Swift messaging. H
Open Banking Can Be an Equalizer for Small Banks and Credit Unions
Open banking has come to encompass so much that it can be hard to define. At its heart, open banking is about opening consumer financial dataonce the sole domain of banksto third-party service provi
Achieving Seamless and Holistic Transactions with Payments 3.0
After companies have spent years struggling to build their own payments systems, the era of Payments 3.0 has arrived. This new domain is driven by technological innovators who take a product-centric a
The Elevated Role of Cash Visibility and Automation in the CFO’s Office
The role of the Chief Financial Officer has evolved significantly in recent years, with finance offices increasingly tasked with driving business growth. As technology requirements and banking relatio
Test New Audio Player
As fraud related to artificial intelligence (AI) becomes increasingly sophisticated and accessible, many legacy lines of defense are no longer able to effectively protect financial institutions and th
The Ongoing Success Story of ACH
The ACH Network is set to surpass 33 billion payments by the end of the year, marking a significant milestone. Consumer Internet-initiated payments are set to surpass 10 billion, a remarkable achievem
Paper or Plastic: Sustainable Cards Are the Wave of the Future
Cards made from paper and other sustainable materials continue to gain in popularity. In addition to being ecofriendly, paper cards are more cost-effective and perfect for single-use purposes, such as
Making the Most of the Recurring Payments Model
As a reliable revenue stream, recurring payments help both organizations and their consumers by giving them the option to set it and forget it. However, ensuring that these recurring payments run sm