It’s been said many times, but continues to ring true: the 2020 holiday season will be unlike any before. COVID-19 has elongated the shopping season, shifted consumers to digital channels, and changed what gifts people are buying and who they’re buying...

One of the newest and exciting topics in payments is cryptocurrency. Bitcoin, the first decentralized cryptocurrency, arrived in 2009 and soon exploded in value. Its decentralized nature, made possible by blockchain technology,

Retail financing is appealing to consumers and merchants alike. Consumers can make purchases without paying the total cost upfront, while merchants benefit from the simple fact that they’re generating more sales. Merchants that offer retail financing,

The economy is in a precarious situation due to the pandemic. As COVID-19 continues to spread, some industries—including live events and tourism—remain mostly on pause, forcing millions of people out of work and depriving communities of essential reven...

Several months since COVID-19 emerged in the United States, it’s becoming increasingly clear that pandemic-triggered changes in consumer shopping behavior are here to stay. As a result, the upcoming holiday shopping season will be one like never before...

COVID-19 has moved digitization to the forefront, and property and casualty (P&C) insurance is no exception. Insurers are looking to protect employees, answer policyholder demands for improved payment experiences, and reduce costs. To do so,

Cash management is an integral part of any business. In order to ensure financial stability, a company must effectively keep track of its various cash inflows and outflows. Failing to do so jeopardizes the company’s ability to meet current payment obli...

It likely comes as no surprise to hear that COVID-19 has dramatically changed shopper preferences and behavior. But just how much change has occurred, and what does this mean for retailers and other businesses looking to better serve their customers?

The unprecedented COVID-19 pandemic has had an astronomical economic impact on consumers and businesses alike. As a result, the United States government provided economic relief in the form of stimulus payments and loans.

With paper check use declining and electronic payment methods on the rise, the ACH Network has grown tremendously in recent years. A recent PaymentsJournal podcast unpacked how this growth continued into 2020,