PaymentsJournal
Latest Episodes
Who Runs the World? APIs.
These days, most of what businesses and individuals do on the web involves interacting with APIs, or application programming interfaces, which are an essential pillar of many of the online services we have come to rely on.
Refinitiv Acquires GIACT, Enhances Cyber Crime Fighting Capabilities
There’s no doubt that all this staying home is boring, so it’s no wonder people have picked up new hobbies since the start of the pandemic. Some folks have taken to puzzles or Sudoku, while others prefer to binge watch every season of Ozark.
Secure Data Aggregation Puts the Consumer in Control
The financial services industry is constantly evolving, and the way financial data is stored, shared, and used is no exception. To meet the expectations of consumers who want to streamline financial management,
The Rise of Platforms: Managing Complex Payments Flows with Orchestration
Payment gateways have never been more popular than during COVID-19, and the size of the market is only growing as digital commerce accelerates. With grocery stores, sporting goods manufacturers, and home improvement retailers becoming more essential to...
This New Solution Enables Merchants to Stop Chargebacks Before They Occur
E-commerce has grown exponentially in recent months, providing a way for merchants to stay afloat amid the throes of the ongoing pandemic. Unfortunately, along with that growth comes an increase in fraud and chargebacks.
The SPENDemic: Holiday Shopping During COVID-19
COVID-19 has changed everything about the way we live, and this trend doesn’t seem to be pausing for the holidays. Parties are significantly smaller or nonexistent, many out-of-state family members won’t be returning home,
On-Demand Pay: What Does the CFPB Have to Say About It?
Over the years, consumers have become accustomed to getting what they want when they want it, usually by doing no more than clicking a few buttons. They can watch new shows by the season, get same day shipping from marketplaces like Amazon,
Forecasting the Holiday Season: A Big Year for Gift Cards
It’s been said many times, but continues to ring true: the 2020 holiday season will be unlike any before. COVID-19 has elongated the shopping season, shifted consumers to digital channels, and changed what gifts people are buying and who they’re buying...
Cryptocurrency & Compliance: How KYC Can Help Crypto Exchanges Grow
One of the newest and exciting topics in payments is cryptocurrency. Bitcoin, the first decentralized cryptocurrency, arrived in 2009 and soon exploded in value. Its decentralized nature, made possible by blockchain technology,
Enhancing Retail Financing Strategies with Waterfall Lending
Retail financing is appealing to consumers and merchants alike. Consumers can make purchases without paying the total cost upfront, while merchants benefit from the simple fact that they’re generating more sales. Merchants that offer retail financing,