PaymentsJournal

PaymentsJournal


Latest Episodes

Same Day ACH in 2020: Constant Growth & Continued Improvements
September 17, 2020

With paper check use declining and electronic payment methods on the rise, the ACH Network has grown tremendously in recent years. A recent PaymentsJournal podcast unpacked how this growth continued into 2020,

Hands Full with the Present, Companies Need Help with the Future.
September 14, 2020

Not since the Great Depression has America’s economy been in such a precarious situation. Although the country has stopped hemorrhaging jobs at an unprecedented rate and unemployment has dropped to 8.4%, industries still face severe challenges.

How Fintechs Benefit by Partnering with Banks—and Vice Versa
September 01, 2020

Traditional card-acquiring independent sales organizations (ISOs) are evolving into independent software vendors (ISVs)—aka fintechs—by providing merchants with a single destination for payments and financial services.

How Financial Institutions Can Recapture the Bill Pay Market
August 31, 2020

In recent years, merchants have chipped away at the bill payment market, offering consumers a pleasant overall experience and a breadth of payment options. While many financial institutions offer forms of bill payment, the experience, transparency,

Payment Processing’s Hidden Problems: Why it’s Time for Retailers to Switch to the Cloud
August 27, 2020

In the payments industry, data can be  just as important as the payment transaction itself. The trick is having a payment processor that can collect data and present it to merchants in a way that offers to add value to not only them,

The Tale of Two Quarters: What Trends in the ACH Network Tell Us About the Economy
August 25, 2020

With a pandemic raging across America and the globe, daily life for billions of people has been disrupted. Everything from normal economic activity to routine social behavior has been forced to change, as societies around the world respond to the publi...

Understanding Customer Attitudes Is Hard. With Competitive Assessments, It Doesn’t Have to Be.
August 20, 2020

Understanding customer attitudes and where you stand in comparison to your competition is essential for any business. Having an accurate grasp of how customers, and potential customers, view your brand, products,

The Distinctions Between Faster Payments and Real-Time Payments
August 18, 2020

One of the most buzzed about trends in the payments industry is the rise of real-time and faster payment options. In recent years, more and more consumers and businesses have used novel payment methods to send and receive money faster than traditional ...

Businesses in Nearly Every Vertical Can Benefit from Payments Optimization
August 17, 2020

With the economy in a precarious and unprecedented situation due to the pandemic, many companies are reassessing their business strategies to adapt to the rapidly changing environment. For some merchants, this may entail bolstering their digital capabi...

Innovate Like a Startup: How Enterprise Companies Can Stay Nimble in a Changing World
August 12, 2020

When people think of innovation in the business world, startups–specifically technology companies–probably come to mind. This makes sense, as these businesses often use cutting edge technology and innovative business practices to disrupt the status quo...