PaymentsJournal
Latest Episodes
The Delinquencies Are Coming! The Delinquencies Are Coming! Here’s What Credit Unions Should Do about Them
The economy is in a precarious situation due to the pandemic. As COVID-19 continues to spread, some industries—including live events and tourism—remain mostly on pause, forcing millions of people out of work and depriving communities of essential reven...
The 2020 Holiday Season Is a Vital Crossroad for e-Commerce. This is How Merchants Can Come Out on Top.
Several months since COVID-19 emerged in the United States, it’s becoming increasingly clear that pandemic-triggered changes in consumer shopping behavior are here to stay. As a result, the upcoming holiday shopping season will be one like never before...
It’s Time for Property & Casualty Insurers to Embrace Push-to-Card Payments, says Mastercard
COVID-19 has moved digitization to the forefront, and property and casualty (P&C) insurance is no exception. Insurers are looking to protect employees, answer policyholder demands for improved payment experiences, and reduce costs. To do so,
Finding the Right Cash Management Solutions
Cash management is an integral part of any business. In order to ensure financial stability, a company must effectively keep track of its various cash inflows and outflows. Failing to do so jeopardizes the company’s ability to meet current payment obli...
COVID-19 is Changing the Way Consumers Pay. Here’s What That Means for Merchants.
It likely comes as no surprise to hear that COVID-19 has dramatically changed shopper preferences and behavior. But just how much change has occurred, and what does this mean for retailers and other businesses looking to better serve their customers?
When the World Emerges from COVID-19, Deposit Liquidity Services Will Be More Important than Ever
The unprecedented COVID-19 pandemic has had an astronomical economic impact on consumers and businesses alike. As a result, the United States government provided economic relief in the form of stimulus payments and loans.
Same Day ACH in 2020: Constant Growth & Continued Improvements
With paper check use declining and electronic payment methods on the rise, the ACH Network has grown tremendously in recent years. A recent PaymentsJournal podcast unpacked how this growth continued into 2020,
Hands Full with the Present, Companies Need Help with the Future.
Not since the Great Depression has America’s economy been in such a precarious situation. Although the country has stopped hemorrhaging jobs at an unprecedented rate and unemployment has dropped to 8.4%, industries still face severe challenges.
How Fintechs Benefit by Partnering with Banks—and Vice Versa
Traditional card-acquiring independent sales organizations (ISOs) are evolving into independent software vendors (ISVs)—aka fintechs—by providing merchants with a single destination for payments and financial services.
How Financial Institutions Can Recapture the Bill Pay Market
In recent years, merchants have chipped away at the bill payment market, offering consumers a pleasant overall experience and a breadth of payment options. While many financial institutions offer forms of bill payment, the experience, transparency,