PaymentsJournal
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Rethinking Commercial Credit Cards in a High Inflation Environment
The U.S. and much of the world is facing an inflationary environment not seen in more than 40 years. Persistent, high inflation is proving to be stubborn and shows no sign of slowing down. This gr
The Card Payments Industry Is Facing a Pivotal Shift
Although card payments have been around for 80 years, little has changed within the industry to keep up with ever-changing customer demands for digital payments and the explosive growth of innovation
Assessing Merchant Gift Card Programs and Actionable Best Practices
Blackhawk Network, a California-based company in the prepaid, gift card, and payments industry, joined forces with NAPCO Research, the research arm of NAPCO Media, a B2B digital media company, for t
The Benefits of Outsourcing Item Processing Functions
Many financial institutions are in a time of transition. With the continuous decline in check volume, its important for banks and credit unions to find efficiencies where they can. One area where fi
Child Identity Fraud: How to Protect Children in an Increasingly Dangerous Online Environment
Fraud and cyberattacks that target children are alarmingly on the rise. According to data from an upcoming report to be published by Javelin Strategy & Research, nearly $1 billion was lost to child ID
Why Earned Wage Access Is Critical for Employees and Businesses
Times of rampant high inflation, such as that we are living in now, affect consumers and businesses in various ways. But one segment that is typically most adversely affected by inflation are workers
Nimble and Intuitive Card and Expense Management Tools Are Essential for Business Card Portfolio Growth
There is a common misconception that business credit cards are only for midsize to large businesses, as small business owners commonly use personal credit cards for their businesses. Furthermore, mark
Credit and Debit Card Marketing Through—and Beyond—the Pandemic
For debit and credit card issuers, marketing has always been a pillar to growing the business: attracting new customers, activating those who have gone dormant, and finding incentives that increase bu
How the ACH Network Is Evolving to Meet the Needs of Businesses and Consumers
The ACH (Automated Clearing House) Network affects most Americans daily, having moved nearly $73 trillion in payments in 2021, according to Nacha, the organization that governs it. As payments consta
What Debit and Credit Card Issuers Need to Know About Current Trends in Payments Fraud
Halfway through 2022, it’s not that the fight against payments fraud has shifted to a whole new ball game. While criminals’ tactics are ever-evolving, the real challenge lies in the breadth and comple