Artificial intelligence (AI) and biometrics are revolutionizing regulatory compliance in fintechs and banks by providing more accurate and efficient methods of identifying and preventing fraudulent ac

With the upcoming launch of the FedNow Service, real-time payments continue to be a topic of discussion as demand grows among customers and businesses. More financial institutions are seeing the impor

In April 2023, Visa is set to update its requirements around reporting fraud, with the goal of reducing friendly fraud chargebacks and helping merchants retain more of their revenue. These new require

Many factors drive the need for more accurate, timely, and proactive liquidity management, including increased regulation and as the continued shift to faster payments. During a recent PaymentsJournal

The number of payment methods keeps expanding, driving a higher volume of payments and further complicating data management processes for businesses. The strength of any organization lies in its abili

ISO 20022, a new global standard for electronic messaging between financial institutions, was initially created to give the financial industry a common platform for sending and receiving data about pa

A Look into E-Commerce for 2023 E-commerce merchants have had to deal with an onslaught of change recently an acceleration of online shopping, disruptions due to COVID-19, inflation, and a possible

ISO 20022 may be delayed in its global rollout, but that doesnt mean banks can afford to put off or ignore upgrading their payments systems to meet this new messaging standard. Broadly speaking, ISO

The year 2023 is poised to see significant evolutions within the payments landscape. From the rapid rise of contactless payments in the past couple of years to the widespread adoption of embedded paym

In a payments world that often is often focused on the new thing, reliable ACH paymentsthe province of the National Automated Clearing House Association (Nacha)keep steadily growing, with billions o