PaymentsJournal
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When It Comes to Ransomware Mitigation, Selecting the Right Negotiator Is Essential
Ransomware attacks are hitting financial institutions big and small, and show no signs of abating. When companies suffer ransomware attacks, they typically turn to their legal counsel or insurer for a
FIs That Prioritize Cyber-Trust Have Much to Gain
With cybercrimes reaching unprecedented levels and impacting businesses in every industry, consumers are naturally wary of providing personal information online. Financial institutions continually ran
Why Businesses Need to Adopt Real-Time Payments as a Competitive Differentiator
Its been about five years since real-time payments (RTP) became a reality in the U.S., and their popularity and adoption continue to skyrocket. According to a survey U.S. Bank conducted among 1,000
Faster Payments Are Set to Revolutionize Modern Digital Payments
Faster payments and the user experience are the differentiators that will enable banks and credit unions to remain relevant and competitive. Weve seen this gradual shift during the past decade as mod
How AI can Help Manage Payments Risk in 2023
The year 2022 was one of global financial uncertainty and risk, and 2023 may bring more of the same. For executives in payments risk management, planning for the year ahead should involve taking this
Crypto as a Practical Solution to B2B Payments
Cryptocurrencies have moved from a speculative asset to a practical one. One area in which crypto can serve and improve is the current business-to-business (B2B) payments space. In a recent PaymentsJo
Digitizing AR Would Address One of Executives’ Biggest Concerns About Economic Instability
To sustain their operations, businesses have more than their fair share of challenges to confront. With a recession imminent, climbing interest rates, supply chain disruptions, and a turbulent global
Accessibility to Cash Is Still King
Most of the narrative within the fintech and crypto space revolves around the decline of cash. But is cash really declining? Countries that have attempted to go cashless, such as Sweden, have backtrac
In a Digital World, Trust Tips the Scale for Financial Institutions
For financial institutions, focusing on digital transformation has become extremely important. The shift to digitization accelerated during the pandemic when many people werent stepping foot into phy
Capturing Fraud During the Holiday Season
As the holiday season approaches, merchants should be aware that as overall sales increase, so will fraud. In fact, the holiday season is an opportune time for fraudsters to strike. And merchants need