PaymentsJournal
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Proactivity in Payments Means Higher Conversions
For merchants, the customer payment experience is paramount to boosting conversions and avoiding involuntary churn. By taking a more proactive approach, merchants can leverage network payment tokens a
Empowering Credit Unions in the Buy Now, Pay Later Era
In the rapidly expanding world of buy now, pay later (BNPL) services, credit unions are finding ways to compete and thrive using Credit Union Service Organizations (CUSOs). CUSOs are formed by credit
Real-Time Payments Are Driving B2B Innovation
Real-time payment systems are becoming more common around the world, and the United States is about to hit its stride in that domain when FedNow debuts. This will have significant implications for all
Cloud-Enabled Payments Processing Helps with Demographic Headwinds
Despite technologys move to the cloud over the past decade, many payment processors still use old, outdated platforms that are inflexible and costly. Payment processing companies such as PayiQ, a di
Check Fraud: The Threat is Real
Check deposits have been a constant focus for fraudsters, but during the pandemic we saw a significant decrease in check fraud as government stimulus programs were targeted. By the middle of 2021 howe
Digital Wallet Use Delivers on Convenience and Security
As the world increasingly becomes digital, digital wallets continue to grow in popularity. As a preferred method of payment for many customers, they offer a host of benefits. These include the ability
How Traditional Banks Can Modernize Without Risk
Traditional banks are struggling to make the pivots necessary to keep up with the latest technological trends while still delivering on customers needs. With many depending on legacy systems to condu
Cross-Border Trade is a Cinch with the Right Payments Partner
For businesses, regardless of size, not all payments partners are equal. Finding the right partner to manage payments can be a key to improving cash flow and simplifying the payments experience, as we
The Importance of Enabling and Simplifying Contactless Payments
Gen Z, Millennials, and Gen X prefer frictionless experiences in all areas of their lives and have embraced contactless payments. Baby Boomers also prefer this payment method in many circumstances, bu
How to Become Operationally Ready for Real-Time Payments
Real-time payments adoption has become widespread, and as a result, financial services companies need to be better equipped to overcome any operational challenges that may come up. During a recent Pay