California HOAs face major compliance and financial challenges under SB 326, the Balcony Bill. In this episode of The Uncommon Area, host Matthew Holbrook is joined by Ryan Darby, Regional Director at Action Property Management, and Tad Black, VP of Community Management, to explain how balcony inspections impact lending, insurance, and property values.

They cover what qualifies as a compliant inspection, the “stoplight” grading system, how ambiguous reporting can halt real estate transactions, and why associations may end up on Fannie Mae or Freddie Mac blacklists. Boards and managers will learn proactive steps to secure repair scopes, document compliance, and protect their community from financial and reputational risk.

If you serve on a board, manage a community, or own property in an HOA, this episode provides actionable guidance to stay ahead of SB 326 requirements and prevent costly surprises.

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