PaymentsJournal

PaymentsJournal


Latest Episodes

How Loyalty Programs Are Evolving Since the Pandemic Began
July 11, 2023

Having an outstanding and forward-looking loyalty program is a must for businesses in this highly competitive environment. Turning customers into fans is the ultimate goal for those seeking to secure

Real-Time Payments Adoption in the U.S. Requires a Pragmatic Approach
June 29, 2023

Real-time payments are changing the way money moves within the U.S. With payments processed securely, efficiently, and instantly, this can be a game-changer for both consumers and businesses. However,

Proactivity in Payments Means Higher Conversions
June 26, 2023

For merchants, the customer payment experience is paramount to boosting conversions and avoiding involuntary churn. By taking a more proactive approach, merchants can leverage network payment tokens a

Empowering Credit Unions in the Buy Now, Pay Later Era
June 22, 2023

In the rapidly expanding world of buy now, pay later (BNPL) services, credit unions are finding ways to compete and thrive using Credit Union Service Organizations (CUSOs). CUSOs are formed by credit

Real-Time Payments Are Driving B2B Innovation
June 20, 2023

Real-time payment systems are becoming more common around the world, and the United States is about to hit its stride in that domain when FedNow debuts. This will have significant implications for all

Cloud-Enabled Payments Processing Helps with Demographic Headwinds 
June 13, 2023

Despite technologys move to the cloud over the past decade, many payment processors still use old, outdated platforms that are inflexible and costly. Payment processing companies such as PayiQ, a di

Check Fraud: The Threat is Real
June 06, 2023

Check deposits have been a constant focus for fraudsters, but during the pandemic we saw a significant decrease in check fraud as government stimulus programs were targeted. By the middle of 2021 howe

Digital Wallet Use Delivers on Convenience and Security
May 30, 2023

As the world increasingly becomes digital, digital wallets continue to grow in popularity. As a preferred method of payment for many customers, they offer a host of benefits. These include the ability

How Traditional Banks Can Modernize Without Risk
May 25, 2023

Traditional banks are struggling to make the pivots necessary to keep up with the latest technological trends while still delivering on customers needs. With many depending on legacy systems to condu

Cross-Border Trade is a Cinch with the Right Payments Partner
May 18, 2023

For businesses, regardless of size, not all payments partners are equal. Finding the right partner to manage payments can be a key to improving cash flow and simplifying the payments experience, as we