PaymentsJournal

PaymentsJournal


Latest Episodes

Money Mules Up the Ante on Fraud, Creating Significant Impacts on Financial Institutions
January 28, 2025

Criminals are continually looking for ways to circumvent fraud detection systems, and money mules have become a popular vehicle to move illicit funds between accounts. Mules are favored because they a

Why Painless Payouts Matter
January 23, 2025

The buzz is growing louder. Many merchants are tired of navigating intricate payout processes that drain valuable time and resources. They want to be rid of payment headaches and welcome more seamless

How Integrating Payments Enhances User Engagement, Drives Revenue
January 15, 2025

Payment integration is a powerful way to improve the user experience on any software platform by offering benefits that extend far beyond simple transaction processing. However, many business owners m

The Power of Real-Time Payments on a Global Scale
January 13, 2025

The United States employs multiple real-time payment schemes; however, unlike those in many emerging markets, these methods are not driven by a central government or central bank. In the absence of a

How Credit Card Surcharging Can Benefit Healthcare Providers
January 08, 2025

The most familiar example of surcharging might be the cash-or-credit pricing at gas stations, but more businesses are following that lead. While its becoming common for customers to pay for the right

Shifting Trends: Credit Cards and P2P Payments Take Center Stage
December 16, 2024

Financial institutions are exploring new ways to attract younger savers, and their payment habits are evolving in turn. Credit cards have now edged out debit cards as the preferred choice, even among

Prepaid Cards: A Vital Aid for Disaster Relief
December 13, 2024

Over the past five years, the U.S. has experienced an average of $18 billion annually in natural disaster-related damages. Millions of individuals are impacted by natural disasters each year, facing f

Nacha’s Smarter Faster Payments Conference Is an Industry Who’s Who
December 11, 2024

The payments industry has seen such rapid growth and dramatic technological advancements in recent years that conferences have become a crucial way to stay connected to the pulse of the space. There a

Payments Modernization Can’t Be Delayed Anymore
December 10, 2024

Money 20/20, one of the largest financial conferences in the world, has become a must-attend for payments, fintech, and banking professionals. This year, hot topics included instant payments, cross-bo

How Rules-Based Fees Engines Drive Innovation
December 05, 2024

Organizations seeking more flexibility and sophistication in devising transaction fee and commission structures are increasingly turning to rules-based fees engines. Billing systems are designed to h