PaymentsJournal

PaymentsJournal


Latest Episodes

The Future of Payment Cards: Metal, Personalization, and the Power of Design
April 15, 2025

Because digital payments offer such powerful use cases, many speculate that they will inevitably replace physical cards. However, this perspective overlooks several key factorsnot only are physical c

Reconciliation Isn’t Just for the Back-Office Anymore
April 09, 2025

Reconciliation has traditionally been seen as a back-office function, but modern technology has made it a priority. Automation, real-time data, and embedded finance solutions are transforming cash flo

Infostealers: The Latest Cyberthreat Facing Financial Institutions
March 31, 2025

Last year, a breach of cloud storage company Snowflake resulted in data stolen from more than 150 companies, with more than $2 million extorted from victims. The attack was carried out by an infosteal

Personalized Gift Cards Are the Cornerstone of Employee Engagement Programs
March 27, 2025

Across industries and companiesfrom small businesses to large enterprisesorganizations are constantly searching for ways to improve corporate culture and boost employee engagement. However, in large

Inside Outsourced Item Processing: A Client Case Study
March 25, 2025

When Academy Bank first considered outsourcing its item processing, it anticipated a challenging and uncertain journey. However, partnering with Fiserv transformed the experience, delivering both anti

Beyond Checks: Why Prepaid Cards and Digital Payments Are the Smarter Choice
March 24, 2025

Many organizations still rely on paper checks, with no immediate plans to phase them out. However, one of the key issues with checks is that criminals favor them as well. Last years AFP Payments F

Down the Path to Full Payments Orchestration
March 19, 2025

Many businesses are familiar with payments optimization, which focuses on enhancing the outcome of individual transactions. However, the growing field of payments orchestration takes a broader approac

The Untapped Power of Payments Data in Bill Pay
March 18, 2025

E-commerce giants such as Amazon and Shopify use data to create highly personalized customer experiences. Yet, bill payment remains largely untouched by this transformation, leading to friction, highe

AI Has Become an Integral Part of Fraud Prevention—and Fraud Attacks
March 13, 2025

Just as organizations are implementing artificial intelligence and machine learning in novel ways, cybercriminals are continually looking to incorporate AI into their attacks. The disruptive technolog

Unifying Payment Credentials: Simplifying the Complexity of Payment Tokenization for Merchants
March 05, 2025

Imagine a world where payments are seamless, customer data is secure, and merchants can easily manage a multitude of payment options while still providing the best customer experience. Thats the goal