Faster payments have plenty of benefits for businesses and consumers, but the technology has also opened the door to a new breed of fraud: authorized push payment (APP) fraud. Banks and their customer

In a world of immediate payment options like Venmo and Zelle, most U.S. banks are still using the same payment-processing technology they installed in the 1980s. Consumers have come to embrace real-ti

Acquirers, processors, and payment facilitators (PayFacs) are grappling with a host of challenges involving riskincluding sophisticated fraud attemptsthat demand innovative solutions. These industry

The holiday season is quickly approaching, and consumers and retailers are gearing up for whats to come in the world of gift-giving. The economic roller coaster of the past year has given rise to a c

Gen Z is embracing emerging technologies as a form of payment at checkout more than their older cohorts, particularly when it comes to mobile wallets. Thats according to PSCUs 2023 Eye on Payments r

Payment processing has turned into an intricate web of challenges for many merchants and payment service providers. Various factorspayment types, channels, and geographical influenceshave created a

As businesses lean on digital technology to drive their success, the question isnt whether they need to embrace digital transformation but rather how they can do so effectively. U.S. Bank recently co

Business email compromise (BEC) scams have become a top concern for organizations engaged in B2B transactions, as they target financial assets and sensitive information. According to the 2023 AFP Paym

U.S. banks are finding themselves at a crossroads, balancing the advantages of relying on dominant service providers with the pressing need to maintain operational autonomy. From core banking systems

Fintechs are celebrated for offering sleek payments solutions, yet they often cling to outdated manual processes for back-office tasks. The primary offender: Excel spreadsheets. Because of the manual