PaymentsJournal

PaymentsJournal


Latest Episodes

Embedded Payments Are the Future: Is Your Business Ready?
April 19, 2023

Digital payments continue to evolve, and consumers are here for it. If businesses or financial institutions are not equipped to deliver embedded payments, todays customers will simply seek the ease a

Accounts Receivable Automation Pays Off With Increased Cash Flow
April 18, 2023

If you are looking more carefully at cash flow after the collapse of Silicon Valley Bank, you are not alone. One place to look is automating accounts receivable (AR). With the increasing digitization

How Millennials Can Benefit from Direct Deposit
April 07, 2023

Direct Deposit has been a part of our banking system for more than two decades, and employers commonly use it to issue employees their wages directly into their bank accounts. Today, Direct Deposits c

Test, Test, Test: Setting Up to Succeed With Real-Time Payments
April 04, 2023

With FedNow launching this July, successful implementation of real-time payments systems will require banks to test both the technical and operational side of their operations. In a previous discussio

As Check Volumes Decrease, Financial Institutions Need to Consider Alternative Clearing Options
March 29, 2023

Checks have seen a steady decline in use with a 2021 Federal Reserve survey finding a decrease of 7%-8% in check volume annually but the same clearing processes must still be performed by financia

The Importance of AI and Biometrics in Regulatory Compliance in Finance
March 23, 2023

Artificial intelligence (AI) and biometrics are revolutionizing regulatory compliance in fintechs and banks by providing more accurate and efficient methods of identifying and preventing fraudulent ac

Everyone Benefits from the Real-Time Payment Networks  
March 22, 2023

With the upcoming launch of the FedNow Service, real-time payments continue to be a topic of discussion as demand grows among customers and businesses. More financial institutions are seeing the impor

New Visa Chargeback Guidelines Will Be a Game Changer
March 15, 2023

In April 2023, Visa is set to update its requirements around reporting fraud, with the goal of reducing friendly fraud chargebacks and helping merchants retain more of their revenue. These new require

Liquidity Management Takes on Increasing Importance in Uncertain Economic Times
March 14, 2023

Many factors drive the need for more accurate, timely, and proactive liquidity management, including increased regulation and as the continued shift to faster payments. During a recent PaymentsJournal

Key Challenges from Growing Payment Methods and Volume
March 13, 2023

The number of payment methods keeps expanding, driving a higher volume of payments and further complicating data management processes for businesses. The strength of any organization lies in its abili