PaymentsJournal

PaymentsJournal


Latest Episodes

What’s Driving the Adoption of Virtual Cards?
February 11, 2025

Virtual cards have been a popular option for consumers for years, but theyre just now gaining traction among businesses. With an increasingly globalized economy, corporate entities are seeking effici

The Looming Cyber Threats Targeting Smaller Financial Institutions
February 04, 2025

Cyber fraud presents a unique threat to small and mid-sized financial institutions, which often lack the resources or expertise that major banks possess to fend off account takeovers and other cyberat

ACH Has Best Year on Record, Driven By Accelerating Same Day ACH Adoption
January 30, 2025

Amid constant speculation about the future of payments technology, the ACH Network had its best year yet. The ACH Network processed more transactions, moved higher dollar values, and established more

Money Mules Up the Ante on Fraud, Creating Significant Impacts on Financial Institutions
January 28, 2025

Criminals are continually looking for ways to circumvent fraud detection systems, and money mules have become a popular vehicle to move illicit funds between accounts. Mules are favored because they a

Why Painless Payouts Matter
January 23, 2025

The buzz is growing louder. Many merchants are tired of navigating intricate payout processes that drain valuable time and resources. They want to be rid of payment headaches and welcome more seamless

How Integrating Payments Enhances User Engagement, Drives Revenue
January 15, 2025

Payment integration is a powerful way to improve the user experience on any software platform by offering benefits that extend far beyond simple transaction processing. However, many business owners m

The Power of Real-Time Payments on a Global Scale
January 13, 2025

The United States employs multiple real-time payment schemes; however, unlike those in many emerging markets, these methods are not driven by a central government or central bank. In the absence of a

How Credit Card Surcharging Can Benefit Healthcare Providers
January 08, 2025

The most familiar example of surcharging might be the cash-or-credit pricing at gas stations, but more businesses are following that lead. While its becoming common for customers to pay for the right

Shifting Trends: Credit Cards and P2P Payments Take Center Stage
December 16, 2024

Financial institutions are exploring new ways to attract younger savers, and their payment habits are evolving in turn. Credit cards have now edged out debit cards as the preferred choice, even among

Prepaid Cards: A Vital Aid for Disaster Relief
December 13, 2024

Over the past five years, the U.S. has experienced an average of $18 billion annually in natural disaster-related damages. Millions of individuals are impacted by natural disasters each year, facing f