The Consumer Financial Protection Bureau (CFPB) proposed a rule in October that requires non-depository and depository entities to release certain types of data related to customer accounts and transa

Disbursing funds in an efficient and accessible way is critical to a good customer experience. But new economic realities and mobile adoption have challenged organizations to evolve how they pay to me

In the past decade, the payments industry has experienced more change than in the previous 40 years.The number of payment options for consumers is multiplying, and the adoption of real-time payments

When it comes to business-to-business (B2B) payments, those funneled through automated clearing house (ACH) rails are increasingly popular. Although many businesses are still mailing checks as paymen

Embedded payments have been a mainstay for consumers for several years due to the rise of digital payments via smartphones and mobile apps. As consumers continue to enjoy the speed, convenience, and s

The rapid improvements in the payments industry over the past decade have had the unfortunate side effect of making money laundering more of a challenge for institutions to detect and deter. With a gr

As financial fraud continues to become more intricate and more commonplace, and risk remains a deterrent for innovation, the inadequacies of black box solutions of third-party fraud vendors are comi

Although artificial intelligence has been one of the hot topics of the past year, it has been around for a very long time, dating to the 1940s.Over the past 20 to 30 years, there have been many permu

As the holiday season approaches, small and medium-sized businesses (SMBs) have an uphill battle to secure their piece of the sales pie. But the key for SMBs to win this years Q4 is not to play the s

Faster payments have plenty of benefits for businesses and consumers, but the technology has also opened the door to a new breed of fraud: authorized push payment (APP) fraud. Banks and their customer