PaymentsJournal

PaymentsJournal


Latest Episodes

Fighting Payments Fraud in a World of Social Media and AI
February 01, 2024

Payment processing is much more seamless now than it was even a few years ago.The pandemic accelerated the pace of digitizing payments, and peer-to-peer payment networks continue to grow in popularit

CFPB’s Proposed Rule Is Poised to Level the Playing Field Among FIs
January 30, 2024

The Consumer Financial Protection Bureau (CFPB) proposed a rule in October that requires non-depository and depository entities to release certain types of data related to customer accounts and transa

Digging Deep into Consumer Preferences for Disbursements
January 11, 2024

Disbursing funds in an efficient and accessible way is critical to a good customer experience. But new economic realities and mobile adoption have challenged organizations to evolve how they pay to me

Today’s Challenges for Back Office Operations
December 18, 2023

In the past decade, the payments industry has experienced more change than in the previous 40 years.The number of payment options for consumers is multiplying, and the adoption of real-time payments

ACH Proposed Amendments: Originators Must Prepare
December 15, 2023

When it comes to business-to-business (B2B) payments, those funneled through automated clearing house (ACH) rails are increasingly popular. Although many businesses are still mailing checks as paymen

Embedded B2B Payments: A Forward-Thinking Strategy for Long-Term Growth
December 13, 2023

Embedded payments have been a mainstay for consumers for several years due to the rise of digital payments via smartphones and mobile apps. As consumers continue to enjoy the speed, convenience, and s

Why Organizations Can’t Keep Up with Money Laundering 
December 12, 2023

The rapid improvements in the payments industry over the past decade have had the unfortunate side effect of making money laundering more of a challenge for institutions to detect and deter. With a gr

Why Transparency with Tech Partners is Vital for Financial Institutions
December 11, 2023

As financial fraud continues to become more intricate and more commonplace, and risk remains a deterrent for innovation, the inadequacies of black box solutions of third-party fraud vendors are comi

What the Next Wave of AI Will Do for Business Processes
December 07, 2023

Although artificial intelligence has been one of the hot topics of the past year, it has been around for a very long time, dating to the 1940s.Over the past 20 to 30 years, there have been many permu

SMBs Can Leverage Tech Solutions and Partnerships to Drive Customer Acquisition and Retention
December 06, 2023

As the holiday season approaches, small and medium-sized businesses (SMBs) have an uphill battle to secure their piece of the sales pie. But the key for SMBs to win this years Q4 is not to play the s