The term fraud has become a catch-all for some financial institutions, which sometimes downplay these occurrences as mere nuisances rather than genuine threats. However, the stark reality is that fr

As real-time payments expand globally, financial institutions confront the challenge of modernizing their legacy systems to meet the digital expectations of their customers. The positive aspect is tha

Open banking continues to spread worldwide and is heading for the United States, in what some have been calling its smartphone moment. The infrastructure is falling into place to support open bankin

Businesses often recognize that their success hinges on their ability to scale and expand. However, many businesses dont anticipate the tightening of their profit margins on this journey to expansion

In 2023, the ACH Network added more than a billion and a half new payments, a year-over-year growth rate of 4.8%. With the economy doing reasonably well, employment levels being high, and payments con

No one, from merchants to processors to customers, likes handling disputed payments. Visa Compelling Evidence 3.0 (CE 3.0) intends to reduce these pain points. It provides a standardized framework for

Faster and larger transaction flows have transformed the financial space into a lucrative superhighway, where bad actors can sweep in undetected and make off with substantial and ill-gotten gains. Amo

With consumers growing demand for instant payments, convenience, and immediacy, instant issuance just makes sense. Providing a personalized, on-demand, active debit and credit card that promotes top-

Financial institutions are increasingly navigating a sea of scams and fraud. With the evolution of emerging technologies, new avenues for attack have opened, leaving banks, credit unions, and their ac

Payment processing is much more seamless now than it was even a few years ago.The pandemic accelerated the pace of digitizing payments, and peer-to-peer payment networks continue to grow in popularit