Organizations have faced the challenge of deriving insights from their data for a long time. Some enterprises have the ability and resources to do this, but others are far behind. Artificial intellige

Instant payments systems have gained traction in countries that had cash-based payments infrastructures. While services like FedNow and the RTP network have launched in the U.S., instant payments have

Organizations turn to fintechs for payment solutions that are as efficient and seamless as the transactions they facilitate. However, behind these smooth interfaces lies a labyrinth of challenges. Sec

With gift card spend projected to reach $267.3 billion by 2028, its clear that gift cards are an influential force in the market. And the rise of digital gift cards, a trend that continues to gain m

Reconciliation is an essential aspect of the accounting process that improves transparency, maximizes decision-making, and ensures regulatory compliance. However, many merchants and payments organizat

The United States is a unique banking market, with more than 11,000 financial institutions and some of the most stringent regulations in the world.With the launch of FedNow last year, The Clearing Ho

The end-of-the-year flurry of holiday shopping is a classic example of business seasonality. As fraud professionals have long observed, fraud activity also follows seasonal patterns, with seasonal upt

Now that the Payment Card Industry Data Security Standard 4.0 has gone into effect, merchants have a year to conform to the 63 new or updated requirements. With many moving parts to the standard, some

Though most people still refer to prepaid products as gift cards, that term has almost become a misnomer in todays payments industry. Prepaid cards do so much more than carry giftsnot just for consu

The banking industry infamously divides itself into silos to address different aspects of the business, which can be problematic for customers who think they are dealing with a single entity. This can