PaymentsJournal
Latest Episodes
Unified Commerce Is More Than “In-Store or Online”
Unified commerce is table stakesbut often misunderstood. For a truly compelling customer experience, retailers need to adopt a truly unified solution that brings their businesss backend closer to th
ACH Drives Efficiency in Healthcare and B2B Transactions
In the first half of 2023, the ACH Network saw consistent transaction volume growth, handling 7.7 billion payments valued at $19.7 trillion in Q1a 6.4% increase over a year prior, and a processing 7.
How Merchants Can Deliver an Effective Payments Experience
Security is a top concern at checkout for many consumers. In a recent survey, TrueLayer spoke with 4,000 European shoppers and found that nearly two-thirds (64%) prioritised security over all other fa
Lack of Standardization Proves a Challenge for E-invoicing
With more than 100 countries mandating some form of e-invoicing, the move to streamline tax collection and improve overall economic efficiency is well underway. Navigating the changing landscape, howe
U.S. Gift Card Market to Reach $260 Billion by 2026
Gift cards continue to grow in popularity in the United States, with roughly 75% of consumers having purchased a gift card within the past 12 months, according to recent data from BHN (Blackhawk Netwo
Instant Payments Set to Soar As The FedNow Service Comes Online
Real-time payments through the RTP network have gained significant traction, presenting valuable opportunities for businesses to optimize cash flow and improve their operational efficiency. As the th
Payments Revolutionize, Journeys Hybridize, Fraudsters Capitalize: Unveiling the Power of Digital Identity
One of the most significant shifts in the payments landscape is the digital-first revolution. Digital payments have become pervasive, making financial transactions faster, more secure, more convenient
FIs Should Offer Business Card Programs or Risk Losing Business
Its a mistake for financial institutions to not offer commercial and small-business card programs. If businesses dont obtain the desired card program from their current institution, theyll seek it
With Check Fraud on the Rise, Financial Institutions Must Implement More Effective Solutions
With the rise of digital banking and online payments, the use of checks has undergone a massive shift. In 2021, the Federal Reserve processed 14.5 million checks per day, a dramatic drop from the dail
The State of Open Banking: Empowering Individuals and Redefining Data Control
Open banking holds significant promise for changing the financial system for the better. With the ability to access and share their own financial information, individuals gain greater control over the





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