PaymentsJournal

Latest Episodes
Unburdening Financial Institutions from Legacy Payments Systems
The payments systems infrastructure at many traditional financial institutions — banks and credit unions — is showing its age at a time when new, nimble players are entering the space. These lumbering
Digital Enablement Capabilities Enhance the Online Customer Journey
Last January, Equifax announced a definitive agreement to acquire Kount, a digital identity trust and fraud prevention solution provider. On February 11, 2021, another Equifax announcement declared th
How Merchants Can Use Mobile to Stay Vital to the Customer Relationship
The fight for consumer mindshare is more competitive than ever. Customers are bombarded with messages in a number of different channels, and standing out among the noise can be difficult for merchants
Digital Issuance for a Digital World
Consumer expectations are changing across the board. The world has become faster and more digitized. Payments in particular have been moving towards real-time operations for years, further expedited b
Check Deposit Risk Mitigation for Financial Institutions
With the unprecedented rise in fraudulent activity financial institutions and their customers experience, the pressure for risk mitigation to reduce losses and protect FI brands is extreme across all
How Digital Innovation Makes Bill Collections Kinder (& More Effective)
Bill collections still uses many manual, paper-based, and inefficient processes. However, that is beginning to change as fintech digital innovations are transforming the collections space and making i
Leading the FI Pack with Earned Wage Access
The market for financial services has never been more competitive. Digital banks, neobanks, challenger banks—even merchants like Walmart, groceries, and drugstores—and other fintechs are all offering
Pivoting the Payments Industry with Disruptive Omni-Channel Solutions
Merchant services are riding a wave of innovation. For many years, the broadest distribution channel for merchant services was the independent sales agent. Merchants relied on their personal relations
Why Partnering with an Agile Payment Processor Is the Smart Move
Payment processing is an essential part of any business. Forward-thinking merchants are pursuing omnichannel experiences that will yield the highest number of conversions in the most efficient way. Ho
Secure and Transparent Data Portability with Open Finance
Over the last two years, the world has seen a massive wave of digitalization. Data sharing and data privacy have taken on greater importance, and data portability has become paramount to managing pers