PaymentsJournal

PaymentsJournal


Latest Episodes

Identity Checks during the Account Creation Process Are More Important Than You Think
July 14, 2020

Identity checks during the account creation process are not simply a compliance exercise. They also present a golden opportunity to build trust and loyalty with consumers. By applying the most effective identity verification method based on the level o...

How Merchants Are Rethinking Commerce and Their Digital Footprint
July 13, 2020

With the global pandemic forcing many physical businesses to close and people to remain indoors, the commerce landscape has been severely impacted. Consumers are often unable or unwilling to shop in physical stores,

This Is What Your Good User and Bad User Traffic Looks like during a Pandemic
July 09, 2020

With physical stores shuttered, events canceled, and tourism at a standstill, COVID-19 has reshaped many aspects of day-to-day life. As result, consumers have been forced to shift their spending to online channels. Since March,

Digital Transformation and the Role of Omni-Commerce Payments
July 07, 2020

Digital transformation has extended into all aspects of retail space. Consumers acclimated to the on-demand economy have come to expect convenience, reliability, speed, and an expanding array of options, including choices in payment and delivery.

Managing Credit Portfolios Amid COVID-19 and Beyond
June 30, 2020

By forcing people across the nation into unemployment and shattering the profitability of individual companies and entire verticals, COVID-19 has sent the United States into an economic recession unlike any before. Consequently,

Choosing the Right Fintech Partner
June 26, 2020

Every member of the payments value chain is confronted with a bewildering variety of options when seeking to partner with a fintech to retain their competitive edge, reduce costs, and build a better user experience.

The Importance of Using a Financial Cloud HSM for Data Security
June 25, 2020

Most financial services providers have mandates to use the cloud for business and payment applications. However, migrating to cloud financial hardware security modules (HSMs) has historically seen hurdles such as regulatory compliance, cost concerns,

The Rise of Contactless and Push Provisioning in the COVID-19 Era
June 24, 2020

Even before COVID-19, contactless payments were experiencing significant growth. While the United States has been slow to adopt contactless compared to other nations, COVID-19 has contributed to new efforts by consumers to adopt contactless.

Helping Community Banks and Credit Unions Stay Competitive in a Changing Economy
June 23, 2020

Even before COVID-19 forced large swaths of the economy to shut down, community banks and credit unions faced an immense amount of pressure. Competition from other local companies was great. Worse yet, these companies also faced stiff competition from ...

Even with COVID-19, there are Several Growth Opportunities within Payments. Here’s How to Seize Them.
June 19, 2020

COVID-19 has impacted companies across almost every sector, accelerated the pace of changing consumer behaviors, and brought economies worldwide to a grinding halt. As stay-at-home mandates are slowly lifted and the economy tentatively enters the road ...