PaymentsJournal

PaymentsJournal


Latest Episodes

Unburdening Financial Institutions from Legacy Payments Systems
June 27, 2022

The payments systems infrastructure at many traditional financial institutions — banks and credit unions — is showing its age at a time when new, nimble players are entering the space. These lumbering

Digital Enablement Capabilities Enhance the Online Customer Journey
June 24, 2022

Last January, Equifax announced a definitive agreement to acquire Kount, a digital identity trust and fraud prevention solution provider. On February 11, 2021, another Equifax announcement declared th

How Merchants Can Use Mobile to Stay Vital to the Customer Relationship
June 20, 2022

The fight for consumer mindshare is more competitive than ever. Customers are bombarded with messages in a number of different channels, and standing out among the noise can be difficult for merchants

Digital Issuance for a Digital World 
June 17, 2022

Consumer expectations are changing across the board. The world has become faster and more digitized. Payments in particular have been moving towards real-time operations for years, further expedited b

Check Deposit Risk Mitigation for Financial Institutions 
June 16, 2022

With the unprecedented rise in fraudulent activity financial institutions and their customers experience, the pressure for risk mitigation to reduce losses and protect FI brands is extreme across all

How Digital Innovation Makes Bill Collections Kinder (& More Effective) 
June 15, 2022

Bill collections still uses many manual, paper-based, and inefficient processes. However, that is beginning to change as fintech digital innovations are transforming the collections space and making i

Leading the FI Pack with Earned Wage Access 
June 06, 2022

The market for financial services has never been more competitive. Digital banks, neobanks, challenger banks—even merchants like Walmart, groceries, and drugstores—and other fintechs are all offering

Pivoting the Payments Industry with Disruptive Omni-Channel Solutions 
June 01, 2022

Merchant services are riding a wave of innovation. For many years, the broadest distribution channel for merchant services was the independent sales agent. Merchants relied on their personal relations

Why Partnering with an Agile Payment Processor Is the Smart Move 
May 24, 2022

Payment processing is an essential part of any business. Forward-thinking merchants are pursuing omnichannel experiences that will yield the highest number of conversions in the most efficient way. Ho

Secure and Transparent Data Portability with Open Finance
May 23, 2022

Over the last two years, the world has seen a massive wave of digitalization. Data sharing and data privacy have taken on greater importance, and data portability has become paramount to managing pers