PaymentsJournal
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Gift Cards Will Be a Focal Point This 2022 Holiday Season
The world continues to move further away from COVID-19 pandemic-induced restrictions. It is moving back into a state of somewhat normalcy. The 2022 holiday season will take on interesting new trends i
How to Stop the Scourge of Credit-Push Fraud
Frauds that use credit-push are on the rise. Every participant in the payments ecosystem needs to be aware of how to identify and help stop this crime. Credit-push fraud differs from traditional debit
The Value of Partnerships on the Road to Real-Time Payments
Enabling real-time payments is vital for any bank or credit union to remain competitive. Consumers have grown accustomed to sending and receiving real-time payments through a variety of fintechs, such
Rethinking Commercial Credit Cards in a High Inflation Environment
The U.S. and much of the world is facing an inflationary environment not seen in more than 40 years. Persistent, high inflation is proving to be stubborn and shows no sign of slowing down. This gr
The Card Payments Industry Is Facing a Pivotal Shift
Although card payments have been around for 80 years, little has changed within the industry to keep up with ever-changing customer demands for digital payments and the explosive growth of innovation
Assessing Merchant Gift Card Programs and Actionable Best Practices
Blackhawk Network, a California-based company in the prepaid, gift card, and payments industry, joined forces with NAPCO Research, the research arm of NAPCO Media, a B2B digital media company, for t
The Benefits of Outsourcing Item Processing Functions
Many financial institutions are in a time of transition. With the continuous decline in check volume, its important for banks and credit unions to find efficiencies where they can. One area where fi
Child Identity Fraud: How to Protect Children in an Increasingly Dangerous Online Environment
Fraud and cyberattacks that target children are alarmingly on the rise. According to data from an upcoming report to be published by Javelin Strategy & Research, nearly $1 billion was lost to child ID
Why Earned Wage Access Is Critical for Employees and Businesses
Times of rampant high inflation, such as that we are living in now, affect consumers and businesses in various ways. But one segment that is typically most adversely affected by inflation are workers
Nimble and Intuitive Card and Expense Management Tools Are Essential for Business Card Portfolio Growth
There is a common misconception that business credit cards are only for midsize to large businesses, as small business owners commonly use personal credit cards for their businesses. Furthermore, mark