PaymentsJournal

PaymentsJournal


Latest Episodes

Expediting the Hardware Procurement Process at Financial Institutions
December 09, 2022

Within the banking industry, its important to secure hardware as soon as you need it. This will ensure your operations continue to run at peak performance and to meet compliance requirements. Unfortu

How Banks Can Achieve Modernization Through Partnerships
December 06, 2022

For most financial institutions, modernization and digital transformation are top priorities, yet many still struggle in these efforts. Many are unsure where to start and also wary of the potential ri

Cloud Data Accessibility Informs Value-Oriented Business Activities
December 02, 2022

Data is the driving force behind key strategic decisions for any business. But, businesses have a tough time turning the wealth of data and insights into something actionable and tangible. How can clo

How Payments for Good Is Modernizing Government Disbursements Through Prepaid Cards
November 30, 2022

In traditional government disbursements and emergency payments, prepaid cards played a significant role in accelerating federal economic impact payments (EIP). This was particularly seen during the CO

How Bill Payment Creates New Opportunities for Financial Institutions
November 29, 2022

Fintech applications are taking the lead in digitization of the bill pay space. They now offer improvements in digital bill viewing and bill payment over what banks have traditionally offered. For the

Key Findings from PSCU Study Reveal Changing Payments Landscape 
November 23, 2022

For the fifth year in a row, PSCU sought to better understand payment method preferences among consumers, and what factors whether its different life stages or economic events are driving adoptio

How Gen Z Is Influencing the 2022 Holiday Shopping Season – and Why They Love Gift Cards
November 14, 2022

This article is part 2 on the topic of Holiday Spending Insights 2022. Click HERE for part 1. The holiday shopping season is already upon us, and it is poised to be the biggest one yet. Consumers are

Gift Cards Will Be a Focal Point This 2022 Holiday Season 
November 08, 2022

The world continues to move further away from COVID-19 pandemic-induced restrictions. It is moving back into a state of somewhat normalcy. The 2022 holiday season will take on interesting new trends i

How to Stop the Scourge of Credit-Push Fraud
October 25, 2022

Frauds that use credit-push are on the rise. Every participant in the payments ecosystem needs to be aware of how to identify and help stop this crime. Credit-push fraud differs from traditional debit

The Value of Partnerships on the Road to Real-Time Payments
October 13, 2022

Enabling real-time payments is vital for any bank or credit union to remain competitive. Consumers have grown accustomed to sending and receiving real-time payments through a variety of fintechs, such