PaymentsJournal

PaymentsJournal


Latest Episodes

Conversational Payments: The Next Big Shift in Financial Services  
December 04, 2025

As payments have evolved from cash and checks to cards and digital payments, something essential has been lost: the human touch. Yet consumers are not data pointsthey crave payments experiences thats fas

Inside the Embedded Finance Shift Transforming SMB Software
December 03, 2025

Running a small business is hard enoughjuggling operations, customers, and cash flow. Now imagine software that not only streamlines day-to-day work but also provides the financial tools needed to grow. Thats the promise of embedded finance.In a recent

The Rise of Smarter Cybercriminals Demands Stronger Fraud Defenses
November 20, 2025

Creating a synthetic identity used to be the realm of seasoned hackers, but now it can be done with a few simple prompts. Just as artificial intelligence has fueled countless business innovations, it has also been a boon for bad actorsallowing cybercrimi

The Information Age: How Credit Unions Can Maximize the Impact of Their Data
November 13, 2025

From transforming member experiences to building a culture of information literacy, data has become a catalyst for innovation at credit unions. New use cases are constantly emerging for organizations

How FIs Can Prepare for the Surge in Agentic Commerce-Driven Disputes
November 03, 2025

The next iteration in the rapid evolution of artificial intelligence has arrived, and organizations are racing to harness the potential of AI agents to create a dynamic new shopping experience. Howeve

Driving Hyper-Personalization in Digital Banking using AI
October 28, 2025

Across shopping, streaming, and social media, consumers have grown used to receiving personalized recommendations powered by artificial intelligence. While some may feel less comfortable with AI takin

Why Alternative Payment Methods Are No Longer “Alternative”
October 27, 2025

Different payment methods have gained popularity in different parts of the world. For example, buy now, pay later is widely used in Australia and the Nordics, while account-to-account payments lead th

How Dark Web Intelligence Is Key to the Fight Against Infostealers
October 24, 2025

Cybercriminals have been after personal data for years, but new technology is giving them a dangerous boost. Infostealersmalware that extracts sensitive data like passwords and credit card numbersar

What’s New at Nacha’s Smarter Faster Payments Conference
October 23, 2025

As dynamic technologies continue to revolutionize the payments space, conferences have become a critical way for payments professionals to stay informed and share their expertise. One of the signature

From Gift to Growth Engine: Exploring the Gift Card Evolution
October 22, 2025

Gift cards have evolved from being a thoughtful, last-minute birthday gift into a mature industry thats helping companies build loyalty both inside and outside their organizations. Their use cases ar