PaymentsJournal
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Conversational Payments: The Next Big Shift in Financial Services
As payments have evolved from cash and checks to cards and digital payments, something essential has been lost: the human touch. Yet consumers are not data pointsthey crave payments experiences thats fas
Inside the Embedded Finance Shift Transforming SMB Software
Running a small business is hard enoughjuggling operations, customers, and cash flow. Now imagine software that not only streamlines day-to-day work but also provides the financial tools needed to grow. Thats the promise of embedded finance.In a recent
The Rise of Smarter Cybercriminals Demands Stronger Fraud Defenses
Creating a synthetic identity used to be the realm of seasoned hackers, but now it can be done with a few simple prompts. Just as artificial intelligence has fueled countless business innovations, it has also been a boon for bad actorsallowing cybercrimi
The Information Age: How Credit Unions Can Maximize the Impact of Their Data
From transforming member experiences to building a culture of information literacy, data has become a catalyst for innovation at credit unions. New use cases are constantly emerging for organizations
How FIs Can Prepare for the Surge in Agentic Commerce-Driven Disputes
The next iteration in the rapid evolution of artificial intelligence has arrived, and organizations are racing to harness the potential of AI agents to create a dynamic new shopping experience. Howeve
Driving Hyper-Personalization in Digital Banking using AI
Across shopping, streaming, and social media, consumers have grown used to receiving personalized recommendations powered by artificial intelligence. While some may feel less comfortable with AI takin
Why Alternative Payment Methods Are No Longer “Alternative”
Different payment methods have gained popularity in different parts of the world. For example, buy now, pay later is widely used in Australia and the Nordics, while account-to-account payments lead th
How Dark Web Intelligence Is Key to the Fight Against Infostealers
Cybercriminals have been after personal data for years, but new technology is giving them a dangerous boost. Infostealersmalware that extracts sensitive data like passwords and credit card numbersar
What’s New at Nacha’s Smarter Faster Payments Conference
As dynamic technologies continue to revolutionize the payments space, conferences have become a critical way for payments professionals to stay informed and share their expertise. One of the signature
From Gift to Growth Engine: Exploring the Gift Card Evolution
Gift cards have evolved from being a thoughtful, last-minute birthday gift into a mature industry thats helping companies build loyalty both inside and outside their organizations. Their use cases ar





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