PaymentsJournal

PaymentsJournal


Latest Episodes

Exploring the Factors Driving Continued ACH Growth
August 27, 2025

In just the first half of the year, ACH payment volume grew by 5.5% on a daily average basis, reaching roughly 17.25 billion payments. The growth is even more pronounced in terms of dollar value, with

Amid Surging Stablecoin Use Cases, Payouts Stand Out
August 18, 2025

The passage of the GENIUS Act in the U.S. has brought stablecoin interest to a fever pitch in recent months. However, even as more of the worlds leading organizations consider launching stablecoin, t

Share and Share Alike: The Promise of Cyber Fusion
August 15, 2025

One of the most effective tools in the fight against cybercrime is information sharingparticularly through anonymized consortium data signalsa practice increasingly referred to as cyber fusion. Desp

With Rising Compliance Demands, Reconciliation and Reporting Take Center Stage
August 13, 2025

Many organizations treat their reconciliation and reporting as mere check-the-box activities, investing only the bare minimum to remain compliant. However, companies that deprioritize these critical b

What Texans Credit Union Learned from Upgrading its General Ledger
August 06, 2025

When credit unions look for ways to improve service for their members, accounting systems may not be the first thing that comes to mind. But when Texans Credit Union upgraded its accounting platform,

Why More Merchants Are Centralizing Their Payments Infrastructure
August 05, 2025

As the technology behind payments processing accelerates, it's also reshaping how merchants need to think about the ways their customers pay. Increasingly, acquirers are discovering that by focusing o

Sorting the Scams: The Many Faces of Consumer-Engaged Fraud
July 31, 2025

A consumer purchases a product and receives exactly what was described. However, they experience buyers remorse and want to return it. Unsure if theyll be refunded, they falsely report the transacti

Turning Fraud Disputes Into a Win for Banks
July 30, 2025

Financial institutions are among the most trusted entities in the world. Consumers believe their banks act in their best interestsespecially when it comes to protecting them from fraud. They expect s

Unlocking Profit: How Data Mining Transforms Card Portfolio Strategies
July 29, 2025

One of the most important resources for any card portfolio manager is understanding cardholders spending patterns. This requires not just full access to data, but also the ability to interpret what t

A Fragmented Accounts Payable Process Is a Liability in More Ways Than One
July 22, 2025

At best, an inefficient accounts payable process can result in delayed payments or limited visibility into spending. At worst, it could lead to misrouted payments and an increased probability of fraud