PaymentsJournal

PaymentsJournal


Latest Episodes

How Credit Card Surcharging Can Benefit Healthcare Providers
January 08, 2025

The most familiar example of surcharging might be the cash-or-credit pricing at gas stations, but more businesses are following that lead. While its becoming common for customers to pay for the right

Shifting Trends: Credit Cards and P2P Payments Take Center Stage
December 16, 2024

Financial institutions are exploring new ways to attract younger savers, and their payment habits are evolving in turn. Credit cards have now edged out debit cards as the preferred choice, even among

Prepaid Cards: A Vital Aid for Disaster Relief
December 13, 2024

Over the past five years, the U.S. has experienced an average of $18 billion annually in natural disaster-related damages. Millions of individuals are impacted by natural disasters each year, facing f

Nacha’s Smarter Faster Payments Conference Is an Industry Who’s Who
December 11, 2024

The payments industry has seen such rapid growth and dramatic technological advancements in recent years that conferences have become a crucial way to stay connected to the pulse of the space. There a

Payments Modernization Can’t Be Delayed Anymore
December 10, 2024

Money 20/20, one of the largest financial conferences in the world, has become a must-attend for payments, fintech, and banking professionals. This year, hot topics included instant payments, cross-bo

How Rules-Based Fees Engines Drive Innovation
December 05, 2024

Organizations seeking more flexibility and sophistication in devising transaction fee and commission structures are increasingly turning to rules-based fees engines. Billing systems are designed to h

As Payments Speed Up, Slowing Down Fraud Is More Critical
December 04, 2024

As the world hurtles headlong toward real-time payments, speed and efficiency have often been prioritized over security. However, with faster payments comes faster fraud, and just as organizations dep

Prepaid-Powered Loyalty Programs Drive Customer Engagement for Merchants
December 03, 2024

Prepaid cards are in the midst of a dramatic transformation. With the incorporation of digital wallets, contactless payments, and artificial intelligence, prepaid cards have quickly become one of the

How FIs Can Get Ready for Nacha’s Upcoming New Rule
November 20, 2024

As fraudsters become more innovative in their schemes, Nacha is rolling out new rules to address emerging fraud risks, particularly scams involving business email compromise, vendor impersonation, and

During a Hectic Holiday Season, Gift Cards Continue to Be a Reliable Bet
November 19, 2024

The holiday season is here, bringing with it a host of celebrations. From office parties to family gatherings, shoppers are navigating an evolving landscape of gift-giving traditions. In our latest p