PaymentsJournal

PaymentsJournal


Latest Episodes

Why Alternative Payment Methods Are No Longer “Alternative”
October 27, 2025

Different payment methods have gained popularity in different parts of the world. For example, buy now, pay later is widely used in Australia and the Nordics, while account-to-account payments lead th

How Dark Web Intelligence Is Key to the Fight Against Infostealers
October 24, 2025

Cybercriminals have been after personal data for years, but new technology is giving them a dangerous boost. Infostealersmalware that extracts sensitive data like passwords and credit card numbersar

What’s New at Nacha’s Smarter Faster Payments Conference
October 23, 2025

As dynamic technologies continue to revolutionize the payments space, conferences have become a critical way for payments professionals to stay informed and share their expertise. One of the signature

From Gift to Growth Engine: Exploring the Gift Card Evolution
October 22, 2025

Gift cards have evolved from being a thoughtful, last-minute birthday gift into a mature industry thats helping companies build loyalty both inside and outside their organizations. Their use cases ar

Making Cross-Border Payments Work at Smaller FIs—as Originating Institutions or Correspondent Banks
October 15, 2025

For decades, typically large regional or money center banks served as correspondent banks that enabled smaller banks to offer cross-border payments. It was rare for credit unions, community banks, and

Banking, Reimagined: The Role of ITMs
October 14, 2025

As more people choose to bank online, the role of the traditional branch has undergone a transformation. Once the go-to place for every financial need, the branch is now primarily a hub for more compl

The Invisible Checkout: Embedded Payments Transform Small Business
October 01, 2025

Almost without notice, disappearing payments have shifted from novelty to expectation in small business transactions. A traveler arrives at an airport, books a rideshare, and checks into a hotelnever

How to Streamline the Onboarding Process and Speed Up Underwriting
September 17, 2025

Customers signing up for new accounts and services can feel frustrated by the hoops they have to go through, assembling information and entering it in complicated, sometimes multiple forms, whether on

Why Bill Pay Is an Underutilized Touchpoint for Financial Institutions
August 28, 2025

Amid the rise of subscriptions and digital services, consumers are juggling more bills than ever. In fact, the average U.S. household now pays around 10 bills each montha growing list that can be tri

Exploring the Factors Driving Continued ACH Growth
August 27, 2025

In just the first half of the year, ACH payment volume grew by 5.5% on a daily average basis, reaching roughly 17.25 billion payments. The growth is even more pronounced in terms of dollar value, with