00:36 – It’s easy to confuse self-employment with freedom when you’re still trading time for money.

01:42 – Day rates make it feel like progress because the money comes fast, but you still sell your expertise by the hour.

02:35 – The 64:4 framework reveals how to stop trading time for money and find where your real leverage lives.

03:13 – High-paying projects often hide the true cost of trading time for money.

04:05 – Change starts with one honest question: would you still do this if it didn’t mean selling time for money?

04:41 – Your best ideas, like building a membership business, need space to grow beyond day rates.

05:41 – Safe work feels predictable, but it stops you from scaling your business and building leverage income.

06:16 – James has used the same 64:4 method to stop trading time for money and scale his own business.

07:06 – Leverage income means more results with less personal effort, and no dependence on day rates.

08:06 – Good rates can still be bad deals when they keep you trading time for money.

08:48 – You can’t spot your blind spots from inside the business; it takes perspective to scale your business.

09:36 – Sometimes progress means walking away from what’s working so you can stop trading time for money and build true leverage.