At the end of the day, you’ll save yourself some money if you do this. First, auto bill pay is great because you’ll always have a payment on-time with no late fees attached. Second, some loans will give you a discount on your interest rate if you enroll i

Don’t waste your money on something you’ll only ever use once. If it’s an absolute must, see if there are renting options available to save you some money. An example of this might be with a home improvement project that requires a specific tool. Don’t bu

This is an interesting concept, and much lesser known one, when it comes to the topic of how to budget. However, basically this method is that income and expenses balance each other out each month to zero. Sound a bit confusing, well, think of it as every

One day at work, my first job out of college, I was sitting in a team meeting and the owner was discussing finances and where we were at with everything. After listening to him talk, I turned to my office manager and said, “I don’t know about you, but it

A few years ago I attended one of the LIFE Leadership conferences here in Salt Lake City and it was very motivational to say the least. There were some great keynote speakers and above all, a community of people all thriving on this concept of becoming fi

This is a common feeling and one I’m feeling right now. I’ve been starting to get down on myself because with all my effort to save money, it doesn’t feel like I’m getting anywhere. Then it occurred to me… I’ve spread myself out a bit to thin into multipl

I came across this app because it was being featured in the App Store one day and I thought I would give a whirl to see what all the fuss was about. If you’re looking for creative ways to save money, then this your app. I want a new mountain bike someday

There is a lot of risk involved in buying a branded vehicle from either private party or a dealership. Branded titles indicate that the car has been in some need of extensive repair simply because the insurance company did not “total” the car. You’re putt

This is some great Dave Ramsey advice. It’s really easy to become car poor these days with the many options and variables. But, the rule of thumb is that all of your cars and recreational vehicles (anything with a motor) should add up to 50% of your salar

60 minutes working out: "I wish I had time" 60 minutes on Netflix: "Let's watch another!" Therapist ($130): "Too Expensive" Trip to Walmart ($130): "Good Deals" Professional training course ($1000): "Can't afford it" New iPhone ($1000): "A Necessity" 15 m