Even in a small firm or for yourself, a financial plan is very important. It's a road map, a guideline, and a reminder of what you want to accomplish.. But in this contemporary time, what is the optimal way to maximize money and maximize your life ?

In this week’s episode, Ascent Personal Finance Founder Zechariah Schaefer joins us to discuss the ever-changing financial industry for Gen Z and Millennials, crypto, retirement, and much more.  Zechariah Schaefer is an Advice-Only Financial Planner for Gen Z & Millennial Crypto Investors & STEM/Healthcare Professionals. He founded Ascent Personal Finance to empower young people to build financial freedom. 

Ascent Personal Finance empowers young people to reach their financial goals by helping them with their crypto investing, taxes, budget/credit, starting businesses, and more. Zechariah Schaefer ensures to have a methodical financial plan that is updated regularly for a successful life ahead. 

If you're interested in building your holistic financial plan, listen to this podcast on Actions Antidote!
---

Listen to the podcast here:

Financial Planning May Look Different for Gen Z and Millennials with Zechariah Schaefer
Welcome to Action’s Antidotes, your antidote to the mindset that keeps you settling for less. Today, I want to talk to you again a little bit about our finances. Finances, not always everyone’s favorite topic to talk about because we’re really talking more about our passions, but finance, first of all, can be a source of passion for some people and also can be a source of power for people if people are able to handle their finances properly. My guest today, Zechariah Schaefer, is in the business of helping the younger generation of people handle finances. As you know, there are generational differences and different groups of people like to handle things differently and Zechariah has his own unique formula of not only helping the younger generation handle their finances but also bringing the service to people who are usually not quite served as often by the financial planning community.

 
---
Zechariah, welcome to the program. 

 

Yeah, thank you, Stephen. It’s an honor to be here.

 

So, Zechariah, tell me a little bit about your financial planning services.

 

Yeah. So what I do is I run Ascent and Ascent is a registered investment advisory firm with a sister tax prep firm, literally, it’s just a sister firm for legal purposes and what we do is we help Gen Z and millennial really high performers to manage their money well, to manage the life resources well, to pay less taxes, still pay their fair share but not leave the IRS a tip, and then to invest wisely. And really our specialty is working with crypto investors and with tech professionals, we have equity compensation and the reason for that is simply I’ve been in the crypto space for almost a decade and before I ventured into finance, I was well on the path to becoming either a dev or working in cybersecurity, which I’m still very passionate about those spaces, they’re really cool.

 

Yeah. So what makes someone a high performer? That’s how you phrased it, right? Yeah, so what are you looking for in a client? What makes someone that?

 

Yeah, so the people who I work with, which we’ll get into this later in the episode I’m sure, but my passion really is helping people who can’t yet get advice. Gen Z and Millennial high performers, people who are really high income earners, usually $200,000 and up a year. They, surprisingly, are actually part of a group who can’t get advice right now because the traditional financial planning models are either focused on managing investments or selling products. And so if you’re a 25-year-old with a $300,000 total comp package from Meta and you also have a whole bunch of crypto, if you go to a traditional financial advisor’s office, what they’re going to tell you, if they’re one of the really high quality firms is what they’ll most...