Most employers have no idea what’s really driving their skyrocketing healthcare costs, and it’s not just medical inflation. It’s the contracts they’ve already signed.

In this episode of The Benefit Whisperer, Ralph Weber sits down with Dave Chase, founder of Health Rosetta, to uncover the hidden clauses and incentives that enrich insurers, PBMs, and hospital systems at the expense of your people and your bottom line.

You’ll learn:

• How one employer paid $4 million on a bill originally priced at $996,000, all because of contract loopholes

• Why anti-steerage clauses prevent you from guiding employees to safer, higher-value care

• How access to your own data is the single biggest predictor of plan performance

• The dirty truth behind PBM rebates, offshore GPOs, and the 50+ revenue streams you never see

• What it takes to cut your per employee costs by 35%, without compromising care

If you’re a CEO, CFO, HR leader, or benefits advisor ready to stop feeding a system that’s rigged against you, this is the episode to hear.