The Benefit Whisperer

The Benefit Whisperer


Latest Episodes

The PBM Princess: From Rebate Myths to Deception, How PBMs Hide True Rx Costs (Ep. 30)
October 13, 2025

On this episode of The Benefit Whisperer, Ralph Weber interviews Rachel Strauss, the "PBM Princess," to expose how pharmacy benefit managers manipulate contracts, rebates, and definitions to extract m

What If You Could Pay the Hospital with a QR Code? (Ep. 29)
October 07, 2025

A trillion dollars. - Thats how much the U.S. loses every single year, not on doctors or medicine, but on the billing chaos of healthcare. - In this episode, Ralph Weber unveils something quietly rev

Fiduciary Failures & The Great American Healthcare Heist: How Employers Are Being Played (Ep. 28)
September 30, 2025

Employers are footing the bill, but locked out of the details. In this episode of The Benefit Whisperer, Ralph Weber pulls back the curtain on how PPO contracts, TPAs, and PBMs are rigged to benefit e

Chris Deacon: $2B Scam Broker Kickbacks & PBM Profits Fiduciary Duties Exposed (Ep. 27)
September 22, 2025

Guest: Chris Deacon, author of The Great American Healthcare Heist and former Director of Health Benefits, State of New Jersey. - Chris joins Ralph Weber to reveal how her team saved $2 billion, inclu

How Critical Illness Insurance Saves Families and Businesses (Ep. 26)
September 16, 2025

What happens when the surgery saves your life, but destroys your finances? - This episode spotlights critical illness insurance, an overlooked tool most Americans dont understand and few advisors off

From ICU to Insider: Nurse Deb’s fight for Patient-Centric Care (Ep. 25)
September 08, 2025

Ralph Weber sits down with Nurse Deb Ault, a former ICU nurse who walked away from the bedside after a patient died due to profit-driven care. She now runs AIMM, a patient-centered care management fir

Zero Cost, Zero Access: Canada, Cuba, North Korea and the Reality of Single-Tier Healthcare with Dr. Raymond Rupert (Ep. 24)
September 02, 2025

What happens when healthcare is free, but access is dangerously limited? In this episode of The Benefit Whisperer, host Ralph Weber is joined by Dr. Raymond Rupert, Canadian physician and founder of R

Insurance FAQs: Your Employees’ Most Asked Questions (Ep. 23)
August 26, 2025

What if your company could save millions on healthcare without cutting employee benefits? - Ralph Weber pulls back the curtain and shares real-life case studies from companies that did exactly that.

Why Collateral Sucks (and Other Truths About Captives) with Phil Holowka, COO of Complete Captive (Ep. 22)
August 18, 2025

Captives are often pitched as the silver bullet for rising healthcare costs, but as Ralph Weber and Phil Holowka reveal, the truth is a lot messier. In this no-fluff episode, Phil, COO of Complete Cap

Biblical Values in Benefits: Faith-Aligned Solutions for Christian Employers (Ep. 21)
August 12, 2025

In this episode of The Benefit Whisperer, Ralph Weber talks with Ericka McPherson, Executive Director of Covenant Choice, a benefits organization designed for Christian employers who want to provide h