The Benefit Whisperer

The Benefit Whisperer


Latest Episodes

How Critical Illness Insurance Saves Families and Businesses (Ep. 26)
September 16, 2025

What happens when the surgery saves your life, but destroys your finances? - This episode spotlights critical illness insurance, an overlooked tool most Americans dont understand and few advisors off

From ICU to Insider: Nurse Deb’s fight for Patient-Centric Care (Ep. 25)
September 08, 2025

Ralph Weber sits down with Nurse Deb Ault, a former ICU nurse who walked away from the bedside after a patient died due to profit-driven care. She now runs AIMM, a patient-centered care management fir

Zero Cost, Zero Access: Canada, Cuba, North Korea and the Reality of Single-Tier Healthcare with Dr. Raymond Rupert (Ep. 24)
September 02, 2025

What happens when healthcare is free, but access is dangerously limited? In this episode of The Benefit Whisperer, host Ralph Weber is joined by Dr. Raymond Rupert, Canadian physician and founder of R

Insurance FAQs: Your Employees’ Most Asked Questions (Ep. 23)
August 26, 2025

What if your company could save millions on healthcare without cutting employee benefits? - Ralph Weber pulls back the curtain and shares real-life case studies from companies that did exactly that.

Why Collateral Sucks (and Other Truths About Captives) with Phil Holowka, COO of Complete Captive (Ep. 22)
August 18, 2025

Captives are often pitched as the silver bullet for rising healthcare costs, but as Ralph Weber and Phil Holowka reveal, the truth is a lot messier. In this no-fluff episode, Phil, COO of Complete Cap

Biblical Values in Benefits: Faith-Aligned Solutions for Christian Employers (Ep. 21)
August 12, 2025

In this episode of The Benefit Whisperer, Ralph Weber talks with Ericka McPherson, Executive Director of Covenant Choice, a benefits organization designed for Christian employers who want to provide h

Are Captives Too Complex? Phil Holowka Says You’re Asking the WRONG Question
August 04, 2025

Are captives really too complex, or are brokers just afraid youll start asking the right questions? In this new episode of The Benefit Whisperer, host Ralph Weber sits down with Phil Holowka, COO of

The Truth About PBMs and Rising Costs + What You Can Do About It (Ep. 19)
July 29, 2025

Healthcare costs are spiraling out of control, but most employers dont realize they have the power to change the game. - In this episode of The Benefit Whisperer, Ralph Weber explains why CFOs and CE

Dave Chase, Co-Founder of Health Rosetta, Exposes the $5 Trillion Healthcare Scam Employers Are Funding (Ep. 18)
July 22, 2025

Summary - In this conversation, Ralph Weber and Dave Chase, Co-founder and CEO of Health Rosetta, discuss the hidden costs of healthcare and the need for a revolution in health plans. They explore the

$11M on a $996K Bill? Dave Chase of Health Rosetta Unpacks the Hidden Trap (Ep. 17)
July 15, 2025

Most employers have no idea what's really driving their skyrocketing healthcare costs, and its not just medical inflation. Its the contracts they've already signed. In this episode of The Benefit Wh