Group health benefits are often sold as a shiny package, but beneath the surface lies a complex system that’s costing employers far more than they realize. 

In this eye-opening episode, Ralph Weber pulls back the curtain on PPO networks, revealing staggering price variances, like a CT scan that can cost anywhere from $635 to $19,830, depending on where you go and what you know.

Ralph unpacks the hidden mechanics behind cross-plan offsetting, opaque contracts, and the ways big insurance companies profit while businesses struggle with ballooning healthcare costs. 

But this isn’t just an exposé, it’s a guide. Ralph shares actionable strategies like self-funding, direct contracting with hospitals, and reference-based pricing to empower employers to take control of their plans, reduce expenses, and provide better care for their teams.

What to expect:

• The shocking truth behind PPO pricing & why you’re paying more than you should
• How cross-plan offsetting could be draining your bottom line
• Why self-funded plans give you the data advantage
• Smart solutions like reference-based pricing and direct contracting
• And more!

Connect with Ralph Weber:

• LinkedIn: Ralph Weber
• Route Three – Insurance & Financial Services
• ralph@thebenefitwhisperer.com
• (832) 924-3330