Are you overpaying for employee benefits without leveraging their full potential? Discover how to make your benefits strategy work smarter, not harder with level-funded plans!

Ralph Weber dives into why group benefits shouldn’t just be numbers on a spreadsheet but powerful tools that can attract talent and secure your business’s future. Ralph unravels the advantages of level-funded plans, particularly for small businesses with fewer than 100 employees, which make up roughly 98% of all US businesses. 

Ralph explores how level funding offers a blend of flexibility and cost-effectiveness unseen in fully insured plans, cutting through the confusion of healthcare regulations like the ACA. 

Key conversation points include:

• (00:57) The difference between fully insured and level-funded plans
• (02:19) The financial impact of the ACA on small businesses
• (08:45) How level funding can offer significant refunds
• (12:23) Strategies for maintaining affordable healthcare coverage
• (25:23) Options beyond level funding for diverse employer needs
• And more!

Connect with Ralph Weber:

• LinkedIn: Ralph Weber
• Route Three – Insurance & Financial Services
• ralph@thebenefitwhisperer.com
• (832) 924-3330