How to Be an Adult

How to Be an Adult


What They Didn’t Teach You About Work and Money (Ep. 9)

December 05, 2023

So many of us grew up hearing from adults that work is necessarily hard, or that money is necessarily hard to come by. Yet younger generations have exceeded their parents in many ways, and work does not need to be an exception. In this episode, we share some principles for how to find meaning and happiness in a world where most of us have to work for a living:



  • A scarcity mindset is one where there never seems to be enough money. An abundance mindset that views wealth as plentiful allows you to see the opportunities.
  • Wealth and morality are independent—one can be wealthy and moral, or poor and unethical. Money itself is a tool, not inherently good or bad.
  • As adults, we should be productive creators who add value to the world through our work, not just consumers of other people’s productivity. Money flows from consumers to creators, not the other way around.
  • Money is a technology to be understood and mastered. It is a tool for meeting needs, not the source of our worth or meaning. It is not our master.
  • Markets are generally efficient. Free or easy money should be viewed with suspicion.
  • Work is a game played for money, not something to lose sleep over. Find balance between work and your passions.
  • Our worth as human beings is not defined by our economic value, but by everything outside the commercial sphere, such as relationships with family and friends.
  • Principles (like treating people well) will matter more to your long-term well-being than financial wealth. How one uses wealth defines their character more than the amount.
  • Having your fundamental, physical needs met means that you can have a certain detachment from money that allows you to make objective decisions about it.

Table of Contents:


00:00 – Intro

01:24 – Luke and Pascal’s financial histories

08:03 – Principle 1: It’s possible to be wealthy and to be a good person at the same time

11:56 – Principle 2: Be the master of money, not the other way around

16:40 – Principle 3: Be a creator, not only a consumer

18:54 – Principle 4: Develop an abundance mindset, instead of a scarcity mindset

27:04 – Principle 5: The efficient market hypothesis is roughly correct

35:12 – Principle 6: Work is a game we play for money

40:30 – Outro


Listen above, on Apple Podcasts or on Spotify, or watch the full video on YouTube, free of third-party advertising. Remember to like, subscribe and share!



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