Whats a safe withdrawal rate for Wine Guy and Wine Gal in Sonoma California to have 35 years of guaranteed retirement spending? How aggressively should they convert their retirement savings to Roth

Ricochet J in Colorado and her husband want to retire as soon as humanly possible. Are they on track? Should they save their surplus funds to a brokerage account or a solo 401(k)? Thats today on Your

Can Ted and Georgette convert $1.6M in an inherited trust to Roth without distributing it? Should the trust own their home so they can use the home equity? Melissa was added as joint owner on her pare

When should Jack and Swan in Florida pay off their home, retire, and convert their savings to Roth for lifetime tax-free investment growth? Jennifer in Colorado wonders whether she should take taxes i

Can Bauer in Illinois retire at age 57, and when should he collect Social Security? More importantly, can he afford a $300,000 motor home? Can Brad in Michigan coast for the next 10 years and still re

Should Suzanne in Michigan do Roth conversions in 2025 and 2026 since shes widowed and wont be married filing jointly? How should she pay the tax on her conversions? Jennifer in Washington state is

For 499 episodes of YMYW, Joe Anderson, CFP and Big Al Clopine, CPA have been making fun of finance. On episode 500, were celebrating The Top Funniest Moments From the Your Money, Your Wealth Podca

Are real estate investment trust (REIT) ETFs a good way for Leon to begin investing in real estate? Can AI Seth stay retired at age 52, and should he do Roth conversions? Jenn in Ohio wants the fellas

Hawkeye and Elle are age 61 and in the 32% tax bracket. How should they get money into their Roth accounts for tax-free retirement income? Clark and Ellen are 69 and 68, expenses will pretty much be c

Should David in Ohio use 457 funds to do an in-plan Roth conversion in his 403(b) plan, and should he hire a financial advisor? Chris in DC needs a retirement and Roth conversion spitball analysis, an