Our Replay today is all about permits. When do you need them? Why can they sometimes be difficult to get? Our Horror Story today is about a not-so-handyman who had difficulty putting up one piece of drywall that fell down the next morning. In our Featured segment today, we talk with Mike Celucci, an Erie Insurance agent about homeowners’ coverage....particularly coverage for weather that seems to be getting increasingly severe across the U.S. For example, if you live in an area where you never gave flood insurance a second thought, what happens in the event of a freak flood? Are you covered for named storms? And given the huge increase in identify theft, are you covered if it happens to you? All questions worth posing to your insurance agent.