In the Replay today, Mike talks about the final stages of his Kitchen/Laundry Room reno.

In our Feature today Matthew Carletti, who monitors the homeowner’s

insurance industry for Citizens JMP Securities, explains the science and

rational behind the setting of homeowner’s insurance ratees. Surprisingly,

two families who live on the same street and are covered by the same

insurer can be paying two very dffferent rates. Not so surprisingly, both

national and regional insurers who have suffered huge losses because of

natural and man-made disasters spread their losses across their entire

book of business. This interview brings real clarity to the cost and

coverage offered by homeowner’s insurance providers.