In this episode of Your Money Your Life, I'm tackling a common budgeting question: "Do I need to gather all my expenses from the last year?" Spoiler alert – no, you don't! Instead, I'll share smarter, simpler strategies to build a successful budget without getting overwhelmed. From utilizing tracking systems like YNAB to creating lists of monthly and annual expenses, we'll streamline your financial management. I'll also touch on the importance of budgeting systems that scale with your income and adjust to life's unexpected twists.

Don't miss these practical tips to make budgeting less daunting and more effective!

Cashflow Calculator: https://aimeecerka.com/cashflow

For the full transcript and all links mentioned see the blog post: https://aimeecerka.com/190