Eight-digit passwords are out—randomized 20+ alphanumeric passwords are in. Cybercrime has exploded into a $10.5 trillion global industry, and experts estimate it will double in the next three years. Even more alarming: today’s most sophisticated schemes aren’t just coming from overseas. Local criminals are adopting the same high-level tactics, putting all of us at greater risk.

Mark Hurley, CEO of Digital Privacy & Protection LLC, joins to break down the latest scams, the evolving role of AI in cybercrime, and the practical steps you can take to stay safer online.

• How AI is reshaping cybercrime—and making attacks harder to spot
• Why simply booking a hotel could end up costing you more than your stay
• Whether data protection services are worth the investment
• If some devices (iOS vs. Android) are truly more secure
• How password managers work—and whether Google and Apple’s randomized passwords are safe to use

Send your questions to wealthybehavior@heritagefinancial.net

And, don’t miss our free ebook and video course, How To Build Your Next Million—packed with expert insights on saving, investing, and protecting your wealth.