Retirement income relies solely on the investments and savings created while you still have a paycheck. Leveraging the right tools can decrease the amount loss from market volatility, while keeping you afloat.

In this episode, Iván Watanabe and Evan Wohl are joined by Dr. Wade Pfau, Ph.D, CFA, RICP, founder of Retirement Researcher, and professor at The American College of Financial Services, to discuss some of the research behind retirement planning, and how to increase security around your retirement funds.

Iván, Evan and Wade discuss:

• The difference between the accumulation phase and the retirement phase of life
  
• How sequence of returns increases the impact of market volatility on retirement investments
  
• Alternative buffer assets to create security when other assets can’t provide enough income during retirement
  
• Why tax planning is essential to decrease the amount paid rather than avoid taxes all together
  
• And more
  

Resources:

• Journal of Financial Planning
  
• Retirement Planning Guidebook by Wade Pfau, Ph.D, CFA, RICP
  
• Reverse Mortgages by Wade Pfau, Ph.D, CFA, RICP
  

Connect with Evan Wohl:

• Opus Private Client, LLC 
  
• ewohl@opus-pc.com 
  
• LinkedIn: Evan Wohl
  

Connect with Iván Watanabe:

• Opus Private Client, LLC 
  
• iwatanabe@opus-pc.com
  
• LinkedIn: Iván Watanabe
  

Connect with Wade Pfau:

• LinkedIn: Dr. Wade Pfau
  
• The American College of Financial Services
  
• Retirement Researcher
  

About Dr. Wade Pfau:

Dr. Wade D. Pfau, Ph.D., is a Professor of Retirement Income in the Ph.D. in Financial and Retirement Planning program, Co-Director of the American College Center for Retirement Income, and RICP® program director at The American College of Financial Services.

Dr. Pfau is a co-editor of the Journal of Personal Finance. He has spoken at national conferences of organizations for financial professionals, such as the CFA Institute, FPA, NAPFA, AICPA-PFP, and AFS. He also publishes frequently in a wide variety of academic and practitioner research journals.

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