In this episode of Veteran On the Move, host Joe Crane sits down with Army veteran and financial advisor, Jeff Panik, the founder of Balance Wealth Partners. Jeff, who leveraged his military service to pay off college loans and build a 25-year career in finance, shares a unique perspective on the veteran transition and retirement planning. He discusses the crucial need for veterans to secure connections and resources to avoid getting "lost" after service, drawing parallels between the disciplined structure of the military and the financial industry. Jeff opens up about his decision to go independent, explaining how owning his own firm allows him to offer a more holistic and personalized approach to his clients, helping them not just manage money, but find their purpose in retirement. This conversation is a must-listen for any veteran approaching a big life decision or retirement, emphasizing the importance of a specific, customized financial roadmap and having those vital conversations before you hang up your uniform. Episode Resources: Jeffrey Panik Balance Wealth Partners About Our Guest Jeff Panik is the Founder of Balance Wealth Partners and a financial advisor with over 25 years of experience. A U.S. Army veteran and first-generation college graduate, Jeff combines disciplined insight with deep empathy to help pre-retirees navigate the complex landscape of Social Security, Medicare, income planning, and succession strategy. His firm was founded on a simple mission: to help people live well today while preparing wisely for tomorrow. Jeff's approach is rooted in life experience, from paying off student loans through military service to building a career that demystifies money for others. He believes financial advice should be practical, transparent, and deeply human. He is the author of Your Future Is Now, a personal finance guide for young adults, and is set to release his upcoming book for pre-retirees. His work reflects a deep commitment to fostering financial literacy for all generations.   About Our Sponsors Navy Federal Credit Union   Whether you’re looking to buy a new or used car or maybe you want to refinance your current car loan, Navy Federal Credit Union has great rates on auto loans and discounts for Active Duty servicemembers and Veterans. You can apply via their mobile app or online and, in most cases, get a decision in seconds. For those of you looking to refinance your current auto loan, you could get $200 cash back when you refi your loan from another lender. Find out more at navyfederal.org/auto.  At Navy Federal, our members are the mission.      Join the conversation on Facebook! Check out Veteran on the Move on Facebook to connect with our guests and other listeners. A place where you can network with other like-minded veterans who are transitioning to entrepreneurship and get updates on people, programs and resources to help you in YOUR transition to entrepreneurship.   Want to be our next guest? Send us an email at interview@veteranonthemove.com.  Did you love this episode? Leave us a 5-star rating and review!  Download Joe Crane’s Top 7 Paths to Freedom or get it on your mobile device. Text VETERAN to 38470. Veteran On the Move podcast has published 500 episodes. Our listeners have the opportunity to hear in-depth interviews conducted by host Joe Crane. The podcast features people, programs, and resources to assist veterans in their transition to entrepreneurship.  As a result, Veteran On the Move has over 7,000,000 verified downloads through Stitcher Radio, SoundCloud, iTunes and RSS Feed Syndication making it one of the most popular Military Entrepreneur Shows on the Internet Today.