Good morning listeners,

Today is a very special episode with Joe Cioffi, author of Credit Chronometer. He recently released a 360 degree report that gauges expectations that encompasses all subprime auto participants. Joe is a partner at Davis & Gilbert where he is Chair of the Insolvency, Creditor’s Rights & Financial Products Practice Group. He has experience representing financial institutions in Financings, Insolvency Strategies, Restructurings, Creditor’s Rights/ Bankruptcy, Acquisitions. Joe is holds a BBA from Pace University, an MBA from New York University and JD from Rutgers School of Law.

Enjoy and thanks for the listen!