The Tom Dupree Show

The Tom Dupree Show


Planning for Retirement Spending

July 26, 2024

THE TOM DUPREE SHOW


1. THE SAVINGS MINDSET IN RETIREMENT

• Mental separation of accounts

• Transition challenges: saving to spending


2. MAKE YOUR MONEY WORK

• Earn returns on all holdings

• Money market funds: 4-5% current rates


3. CREATE A SPENDING POLICY

• Mirror your investment policy

• Plan safe withdrawal rates


4. THE BUCKET LIST APPROACH

✓ Set deadlines for goals

✓ Balance saving and enjoying wealth


5. THE “NAPLES EFFECT”

→ Spending changes away from home

→ Impact on retirement planning


6. EVOLVING VALUE OF POSSESSIONS

• Antiques and inherited items

• Estate planning considerations


7. LUXURY IN RETIREMENT