Sponsored by www.fotolabstudio.ai (Best AI Headshot Generator) and www.signsandmirrors.com (A-Frame Signs for retail businesses)—the companies I’m working on now. This episode features Bethy Hardeman, Chief Consumer Advocate at Credit Karma. We discuss how credit scores are calculated, common myths about credit, how to improve a score quickly, and why having a solid credit profile matters for more than just credit cards.