This Time Is Different

This Time Is Different


Is Common Financial Wisdom ACTUALLY True?

January 06, 2026

Some financial truisms become common knowledge for good reason. Some deserve to be revisited. 


Malcolm Ethridge and Ricky Mulvey discuss: 


- If young people should save as much as they can early in their career.

- How investors should think about their “return on effort”.

- The economic rules of home ownership. 

- Why job switching doesn’t necessarily pay.


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Hosts: Ricky Mulvey, Malcolm Ethridge

Engineer: Tim Sparks