Retirement Revealed

Retirement Revealed


Listener Q&A: Lowering Taxes with IRA Conversions, Understanding RMDs & Gifting Strategies

March 27, 2024

Check out the latest podcast episode on retirement planning and Social Security by listening on “Apple Podcasts” or “Spotify Podcasts” and watch more retirement planning videos at YouTube.com/@MrRetirement.


Ready to lower your lifetime taxes? Looking for clarity around rules around gifting money to your kids? Unsure of whether you should keep your money in a traditional IRA or convert it to a Roth IRA? You’re not alone!


In this episode, I answer these listener-submitted questions and provide some real world examples of how you might apply this information.


  • How to lower Required Minimum Distribution RMD taxes over time (1:04)
  • Annual Gifting Limit: What’s the number and how does it work? (5:50)
  • Should I Roth convert if I already have a lot of non-IRA investments? (11:16)

If you’ve got a question to ask me for the next Q&A, type it into the yellow box on the right.


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Apple Podcasts: https://podcasts.apple.com/us/podcast/retirement-revealed/id1488769337


Spotify Podcasts: https://bit.ly/RetirementRevealedSpotify 


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The content and information provided through the links should not be interpreted as being investment advice or a recommendation of suitability for any particular security, portfolio of securities, transaction, or investment strategy, or related decision. Please seek assistance from a qualified investment professional for any and all investment matters.


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Advisory Persons of Thrivent provide advisory services under a “doing business as” name or may have their own legal business entities. However, advisory services are engaged exclusively through Thrivent Advisor Network, LLC, a registered investment adviser. Keil Financial Partners and Thrivent Advisor Network, LLC are not affiliated companies. Please visit our website www.keilfp.com for important disclosures.


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