The Money Advantage Podcast

Latest Episodes
Mutual Holding Companies: What Whole Life Policyholders Need to Know
Lately, weve seen a troubling trend online.Peoplesome well-meaning, some notare sharing misinformation about mutual holding companies, claiming these companies are no longer mutually owned or that theyve quietly abandoned their policyholders.T
The Truth About Single Premium Paid-Up Additions (SPUA): How to Design Infinite Banking Policies With Wisdom, Not Hype
A few weeks ago, something special happened as we kicked off a podcast recordingJoe DeFazio held up a first edition copy of Becoming Your Own Banker by Nelson Nash. It had just arrived in his hands, passed down like a sacred trust.https://www.youtub
How Whole Life and Guaranteed Universal Life Insurance Support Legacy, Wealth Transfer, and Tax Efficiency
In todays post, Bruce and I (Rachel Marshall) want to bring you behind the scenes of a candid and educational conversation we had with Matt Ewald, Vice President of Life Insurance at Advisors Excel. If youve ever wondered when and why to use guaranteed
Align Wealth With Values Through Faith-Based Legacy Planning
Theres a story Buffy Ruthardt shared that still gives me chills.She and her husband Darren were on a drive, just processing life and legacywondering aloud what it might look like for their children to live in their inheritance while they were still
How to Design a Whole Life Policy for Infinite Banking: Avoid the Pitfalls, Build Long-Term Wealth, and Create a System That Lasts Generations
Let me tell you a quick story.Imagine walking into your local grocery store, grabbing a can of peas, and sneaking out the back door without paying. It sounds ridiculousmaybe even unethical, right? Now, imagine the opposite: You pick up the same can,
Should You Put All Your Income Into a Whole Life Policy? Here’s What You Need to Know
It started with a bold question that showed up in a public comment: "If infinite banking is so powerful, why wouldn't I just put all my income into a whole life policy?" That single comment sparked a deeply layered, thoughtful conversation that we knew ne
Can You Deduct Life Insurance Premiums? The Truth Every Business Owner Needs to Know
Recently, Bruce shared a story that perfectly illustrates unexpected life challengeshis basement flooded, turning a peaceful Easter weekend into an emergency cleanup session. Just as unexpected problems can flood your home, unanswered financial questions
Infinite Banking Concept (IBC): The Golden Key that Unlocks Your Financial Life
https://www.youtube.com/watch?v=0AIoJylhZNIThe Infinite Banking Concept is a financial strategy, first codified by R. Nelson Nash, that uses high-cash-value, dividend-paying whole-life insurance so policyholders become their own bankers.They stor
How to Start a Family Bank: Insights from John Moriarty
Interested in finding out how to start a family bank? Today, Bruce and I talk with our friend and colleague, John Moriarty, Founder and President of e3 ConsultantsGROUP.https://www.youtube.com/watch?v=lNuuPfHW6JgYoull hear about his personal an
Tour Our Private Family Banking System
Do you want to build a family banking system that will provide capital to you and future generations? Come see behind the scenes as we talk about our Marshall Family Bank in real-time.https://www.youtube.com/watch?v=0buUbqGs5QQToday, we discuss