Ill never forget the moment my cohost Bruce Wehner shared a powerful story: Nelson told his wife, Mary, I need to teach you how to be a widow. That striking phrase stopped us in our tracks. It wasnt morbidit was strategic. Nelson recognized that spo

How Much Life Insurance Do I Need? Why Thats the Wrong QuestionIf youve ever asked, How much life insurance do I need?youre not alone. Its a common starting point. But in this article, Bruce and I (Rachel) want to challenge that question and of

Lately, weve seen a troubling trend online.Peoplesome well-meaning, some notare sharing misinformation about mutual holding companies, claiming these companies are no longer mutually owned or that theyve quietly abandoned their policyholders.T

A few weeks ago, something special happened as we kicked off a podcast recordingJoe DeFazio held up a first edition copy of Becoming Your Own Banker by Nelson Nash. It had just arrived in his hands, passed down like a sacred trust.https://www.youtub

In todays post, Bruce and I (Rachel Marshall) want to bring you behind the scenes of a candid and educational conversation we had with Matt Ewald, Vice President of Life Insurance at Advisors Excel. If youve ever wondered when and why to use guaranteed

Theres a story Buffy Ruthardt shared that still gives me chills.She and her husband Darren were on a drive, just processing life and legacywondering aloud what it might look like for their children to live in their inheritance while they were still

Let me tell you a quick story.Imagine walking into your local grocery store, grabbing a can of peas, and sneaking out the back door without paying. It sounds ridiculousmaybe even unethical, right? Now, imagine the opposite: You pick up the same can,

It started with a bold question that showed up in a public comment: "If infinite banking is so powerful, why wouldn't I just put all my income into a whole life policy?" That single comment sparked a deeply layered, thoughtful conversation that we knew ne

Recently, Bruce shared a story that perfectly illustrates unexpected life challengeshis basement flooded, turning a peaceful Easter weekend into an emergency cleanup session. Just as unexpected problems can flood your home, unanswered financial questions

https://www.youtube.com/watch?v=0AIoJylhZNIThe Infinite Banking Concept is a financial strategy, first codified by R. Nelson Nash, that uses high-cash-value, dividend-paying whole-life insurance so policyholders become their own bankers.They stor