The Money Advantage Podcast

The Money Advantage Podcast


Latest Episodes

Mutual Holding Companies: What Whole Life Policyholders Need to Know
June 30, 2025

Lately, weve seen a troubling trend online.Peoplesome well-meaning, some notare sharing misinformation about mutual holding companies, claiming these companies are no longer mutually owned or that theyve quietly abandoned their policyholders.T

The Truth About Single Premium Paid-Up Additions (SPUA): How to Design Infinite Banking Policies With Wisdom, Not Hype
June 23, 2025

A few weeks ago, something special happened as we kicked off a podcast recordingJoe DeFazio held up a first edition copy of Becoming Your Own Banker by Nelson Nash. It had just arrived in his hands, passed down like a sacred trust.https://www.youtub

How Whole Life and Guaranteed Universal Life Insurance Support Legacy, Wealth Transfer, and Tax Efficiency
June 16, 2025

In todays post, Bruce and I (Rachel Marshall) want to bring you behind the scenes of a candid and educational conversation we had with Matt Ewald, Vice President of Life Insurance at Advisors Excel. If youve ever wondered when and why to use guaranteed

Align Wealth With Values Through Faith-Based Legacy Planning
June 09, 2025

Theres a story Buffy Ruthardt shared that still gives me chills.She and her husband Darren were on a drive, just processing life and legacywondering aloud what it might look like for their children to live in their inheritance while they were still

How to Design a Whole Life Policy for Infinite Banking: Avoid the Pitfalls, Build Long-Term Wealth, and Create a System That Lasts Generations
June 02, 2025

Let me tell you a quick story.Imagine walking into your local grocery store, grabbing a can of peas, and sneaking out the back door without paying. It sounds ridiculousmaybe even unethical, right? Now, imagine the opposite: You pick up the same can,

Should You Put All Your Income Into a Whole Life Policy? Here’s What You Need to Know
May 26, 2025

It started with a bold question that showed up in a public comment: "If infinite banking is so powerful, why wouldn't I just put all my income into a whole life policy?" That single comment sparked a deeply layered, thoughtful conversation that we knew ne

Can You Deduct Life Insurance Premiums? The Truth Every Business Owner Needs to Know
May 19, 2025

Recently, Bruce shared a story that perfectly illustrates unexpected life challengeshis basement flooded, turning a peaceful Easter weekend into an emergency cleanup session. Just as unexpected problems can flood your home, unanswered financial questions

Infinite Banking Concept (IBC): The Golden Key that Unlocks Your Financial Life
May 18, 2025

https://www.youtube.com/watch?v=0AIoJylhZNIThe Infinite Banking Concept is a financial strategy, first codified by R. Nelson Nash, that uses high-cash-value, dividend-paying whole-life insurance so policyholders become their own bankers.They stor

How to Start a Family Bank: Insights from John Moriarty
May 14, 2025

Interested in finding out how to start a family bank? Today, Bruce and I talk with our friend and colleague, John Moriarty, Founder and President of e3 ConsultantsGROUP.https://www.youtube.com/watch?v=lNuuPfHW6JgYoull hear about his personal an

Tour Our Private Family Banking System
May 13, 2025

Do you want to build a family banking system that will provide capital to you and future generations? Come see behind the scenes as we talk about our Marshall Family Bank in real-time.https://www.youtube.com/watch?v=0buUbqGs5QQToday, we discuss