The Money Advantage Podcast

Latest Episodes
How One Family Mastered Legacy Planning for Families Without Sacrificing Unity or Values
The Power of a Love LetterWhen Shannon sat down to write her love letters to her children, she didnt expect just how meaningful the process would be.What began as a simple act of putting words on paper quickly became one of the most profound step
Questions a Good Financial Advisor Should Ask (But Most Don’t)
Ill never forget Bruces story about his carcheck engine light on, a mechanic insisted it needed a $1,500 catalytic converter. Bruce knew better and fixed it by simply tightening the gas cap. That story isn't just about auto repair; it perfectly illustr
Spouse Financial Preparedness: Ensure Your Partner Can Flourish—Not Fumble
Ill never forget the moment my cohost Bruce Wehner shared a powerful story: Nelson told his wife, Mary, I need to teach you how to be a widow. That striking phrase stopped us in our tracks. It wasnt morbidit was strategic. Nelson recognized that spo
How Much Life Insurance Do I Need? Ask This Instead
How Much Life Insurance Do I Need? Why Thats the Wrong QuestionIf youve ever asked, How much life insurance do I need?youre not alone. Its a common starting point. But in this article, Bruce and I (Rachel) want to challenge that question and of
Mutual Holding Companies: What Whole Life Policyholders Need to Know
Lately, weve seen a troubling trend online.Peoplesome well-meaning, some notare sharing misinformation about mutual holding companies, claiming these companies are no longer mutually owned or that theyve quietly abandoned their policyholders.T
The Truth About Single Premium Paid-Up Additions (SPUA): How to Design Infinite Banking Policies With Wisdom, Not Hype
A few weeks ago, something special happened as we kicked off a podcast recordingJoe DeFazio held up a first edition copy of Becoming Your Own Banker by Nelson Nash. It had just arrived in his hands, passed down like a sacred trust.https://www.youtub
How Whole Life and Guaranteed Universal Life Insurance Support Legacy, Wealth Transfer, and Tax Efficiency
In todays post, Bruce and I (Rachel Marshall) want to bring you behind the scenes of a candid and educational conversation we had with Matt Ewald, Vice President of Life Insurance at Advisors Excel. If youve ever wondered when and why to use guaranteed
Align Wealth With Values Through Faith-Based Legacy Planning
Theres a story Buffy Ruthardt shared that still gives me chills.She and her husband Darren were on a drive, just processing life and legacywondering aloud what it might look like for their children to live in their inheritance while they were still
How to Design a Whole Life Policy for Infinite Banking: Avoid the Pitfalls, Build Long-Term Wealth, and Create a System That Lasts Generations
Let me tell you a quick story.Imagine walking into your local grocery store, grabbing a can of peas, and sneaking out the back door without paying. It sounds ridiculousmaybe even unethical, right? Now, imagine the opposite: You pick up the same can,
Should You Put All Your Income Into a Whole Life Policy? Here’s What You Need to Know
It started with a bold question that showed up in a public comment: "If infinite banking is so powerful, why wouldn't I just put all my income into a whole life policy?" That single comment sparked a deeply layered, thoughtful conversation that we knew ne