Should kids work for their allowance, or should it be unconditional? Today’s guest John Lanza Author of “the Art of Allowance”, and creator of the award winning “Money Mammals,” will challenge your thinking , and encourage parents and kids to talk about sharing, saving and spending money intentionally.   John Lanza is on a mission to help families raise money-smart, money-empowered kids so that they can live happier, more fulfilled lives.  To that end, he has written The Art of Allowance along with three other children’s picture books. John is the creator and Chief Mammal of the Money Mammals, an award-winning DVD and youth savings account program for credit unions nationwide, all built around the core Money Mammals Mantra: We’ll share and save and spend smart too. You can find John on his WEBSITE, FACEBOOK, and his PODCAST.   Talk About It: Each week we challenge you to set a time with your spouse to have a conversation that matters. Here’s your conversation starter question:  What values do we want to teach our kids, when it comes to money?