In this episode of the Average Sucks Podcast, Michael sits down with financial expert, entrepreneur, and creator of Wealth Factory, Garrett Gunderson, for a conversation that will shift the way you think about money, value, and freedom.

Most people follow the traditional path with money and still feel stressed, limited, or stuck. Garrett explains why this happens and why doing “all the right things” can still lead to average results. He breaks down how your financial identity is formed, how it affects every decision you make, and what it takes to create a relationship with money that actually supports the life you want.

You’ll hear Garrett and Michael dig into cash flow, wealth habits, decision making, and the emotional patterns around money that people rarely talk about. They cover the difference between working hard and working smart, why most people underprice their value, and how to gain real clarity on your financial future.

If you want more control, more confidence, and more peace around money, this episode gives you the mindset and strategies to get there. This is not theory. This is practical thinking you can use immediately.



Listen with intention. Take notes. Share it with someone who is ready to raise their average.