From open data and open banking to ecosystems and platforms, everyone is trying to design the insurance proposition of the future - with giants like Zhong An and their tech enablement platform, or startups building slick, lean products on top of APIs.

Kasko was launched in 2015, and is now getting great traction with their 'Insurtech-as-a-Service' business, offering quick build solutions to slow-moving incumbents. Nik Sühr is Kasko's founder, and joins us on this episode of Future Disruptors to explain how they're helping big insurance players keep up with the startups.