As interest rates continue to decline, refinancing has become a hot topic for homeowners in 2024 and is expected to remain so in 2025. In this episode, Bill Litton from Cross Country Mortgage discusse

When the time comes to purchase a home, one of the big decisions you have to make is how much money to put down on the property. Twenty percent is a key number because it allows you to avoid PMI, but

All eyes are on the election this week because of the impact it might have across the economy. But will the results matter for mortgage rates? This weeks market update is all about rates rising despi

When it comes to buying a home, everyone dreams of a smooth and celebratory settlement process. Making it to the closing table should be a positive experience, but not all mortgage journeys end happil

What should I expect during the pre-approval process? Its a big question for homebuyers, especially if they are going through the process for the first time. Buying a home is one of the most signific

Paying off a mortgage is a major goal for many as they approach retirement. People often wonder how quickly they should pay it off or by what age should they have the mortgage completely paid down. Bu

Recently, the Federal Reserve announced a significant rate cut, the first in four years, reducing the federal funds rate by half a percent. This news had many consumers excited, expecting a substantia

Finding a trusted lender can be a big challenge because its difficult to know where to start. If you go to a place like LendingTree or Bankrate, you might find your phone or email being bombarded wit

Building good credit is a huge part of being able to secure a mortgage for a home. However, not all of us are in the position credit-wise that we need to be, so how do we fix that? Many potential home

The average home buyer shops for a mortgage only a few times in their life so its a challenge to know if youre getting a good deal. No one wants a surprise when it comes time to close, but how do yo