Welcome to Real Estate Right Now with Jay Izso, the show where we tackle the truths, trends, and tips that matter most to today’s home buyers and sellers. If you’re a homeowner—or planning to become one—then you’ve probably had your fair share of questions about home insurance. Unfortunately, it’s an area filled with confusion, assumptions, and flat-out myths. So today, we’re pulling back the curtain on what’s fact and what’s fiction when it comes to protecting your biggest investment.

Joining me is Bryce Williams, a seasoned insurance expert with Harbor Trust Insurance. Bryce has seen it all—people underinsured, overpaying, or thinking they’re covered when they’re not. He’s here to help set the record straight. Whether you think flood damage is covered by a standard policy (spoiler: it’s not) or you assume your home is insured for its market value, Bryce will walk us through what you really need to know and why the fine print isn’t something to ignore.

In this episode, we’ll bust the biggest myths—like whether your insurance automatically covers all your valuables, or if making a claim will always raise your rates. Bryce will also share insider tips on how to actually read your policy, what questions to ask your agent, and how to avoid costly surprises after a disaster strikes. If you’ve ever asked, “Do I really need that coverage?”—this episode is for you.

So grab your notebook or open your notes app—because we’re diving into a conversation that could save you thousands of dollars and give you peace of mind. Real estate doesn’t stop at the sale—homeownership is a long-term game, and having the right insurance is one of your most powerful tools. Let’s get started with Home Insurance Mythbusting on this episode of Real Estate Right Now.

Linda Craft & Team, Realtors, fully locally owned and operated, and unaffiliated with a national brand for more than 40 years have developed relationships with the world’s best real estate professionals.  That means they can help you all over the world!

They are known as the relocation specialists in the Raleigh, Durham, Research Triangle Park of North Carolina.  But they can help you where ever you may live to connect you with the best real estate professional.

And they help people like you have an amazing experience when it comes to selling their home or buying a new one.  So if you are looking to connect with the best person in your area…why not start with Linda Craft & Team, Realtors, drive on over to www.LindaCraft.com