Monday’s suck — period. But there is one Monday per year that triumphs the rest, where your Christmas shopping bills pile up, the days are shorter and darker, and you’ve probably been shovelling snow all day. This is the inevitable and oh so gloomy Blue Monday. But don’t fret, Carla is back with another episode to brighten the Mondays ahead and help you avoid the dreaded holiday debt hangover. She is sharing her five tips to battle the Blue Monday blues and turn the saddest day of the year into a great one.  

Today’s topics include: 

• Blue Monday budget tips 
  
• Credit card repayment strategies 
  
• How to create seasonal goals 
  
• Long term savings plans  
  



From Carla and Tandia — have yourself a merry, merry Monday. 

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